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Where to Start When Decorating & Furnishing a New Home

Posted by MoneyKey on August 27, 2019
young couple furnishing a new home

Buying a new house can be one of the most exciting times in the life of a young couple. It can signal change as you transition into a new stage in your life. While there’s a lot to be excited about, it may end up being a logistical nightmare. One of the biggest things you’re going to need to handle is the process of furnishing a new home. There are plenty of different things you’ll need to think about, like bedroom schemes, personalizing your decorations, your budget, and more.

After making a purchase as big as buying a new house, it might be challenging to find room in your budget to pay for new furnishings and décor for your house. But this doesn’t mean that there aren’t some ways to save money when you’re furnishing a new home. For example, you may want to consider buying second-hand products at yard sales, looking on Craigslist for furniture and houseware, and looking for other used furnishings online.

If you’re on a tight budget, it might help to start small, outfitting rooms with essentials only. Prioritizing what you need and planning your next steps in advance may go a long way in helping you meet your goals.

It’s also important to keep in mind that the process of decorating and furnishing a new home can be expensive, not to mention the actual cost of buying your house in the first place. Because of this, you may have drained your savings account and stretched your budget a little more than you’d like, leaving little to no money left over for emergency expenses. If you do run into an unexpected emergency expense and don’t have the funds to cover it, it may help to have a safety net, like an installment loan. Installment loans online may be just what you need to help tackle that emergency auto repair or surprise medical bill that you aren’t able to budget for.

As long as you stay flexible when furnishing a new home, you may be able to approach your decorating plan on a budget. When getting started, it helps to have a few budget decorating tips in hand.

Kick-Starting Your Decorating Scheme for Your New House

office space after furnishing a new home

If you are furnishing a new home on a relatively tight budget, there a few things you can do to ensure that your house is fully furnished without breaking the bank. In the early stages of this process, you may not know exactly where to start when decorating a house.

Here are a 5 steps and considerations you’ll want to keep in mind when furnishing your new home.

1. Purchase Necessities First

As we’ve mentioned, it can be tough to know where to start when decorating a house, but the answer for most people is to sort through your decorating needs and wants. Remember that you don’t really need to have everything furnished immediately after buying your house.

You don’t want to spend more than you can afford right out of the gate and then be unprepared if an emergency repair pops up in your new home. While there are online loans with monthly payments that can help you out in this situation, if you plan things carefully, you may be able to avoid going down this road.

Don’t be afraid to let your friends and family chip in! If you’ve planned a housewarming party and know that you have some gifts on the way, you may want your friends to bring affordable housewarming gifts that you know you’ll actually use.

Start by making a list of your furniture and decoration necessities. This list should include things like a bed, a dining room set, a couch, and maybe a TV. Remember to keep this list limited to the things you absolutely need when furnishing a new home. Most people will start to realize what their specific needs and wants are after they’ve been living in their new home for a little while, so give yourself the breathing room to figure things out.

Once you have a clearer idea of what your needs are, you can start to prioritize them. At this point you’ll probably know what rooms you spend most of your time in, so you can focus on each of these rooms, one at a time, and start making the necessary purchases for each one.

2. Focus on High-Traffic Areas

focus on high traffic areas like your living room when furnishing a new home

If your goal is to decorate your home with all new furniture, you’ll need to start with the rooms that are used most often. By deliberately focusing on these high-traffic rooms one at a time, you may be able to control some of your spending.

But how do you decide what rooms are most important to you? You’ll need to think about what your priorities are, and start asking yourself questions like:

  • How important is a comfortable sleeping area to you?
  • Do you prioritize movie nights with the family?
  • Do you like hosting dinners and parties with friends and family?

Questions like this may help you start to prioritize the high-traffic areas of your house so you can start to plan how you’re going to be furnishing a new home, and what needs to come first.

3. Consider Refurbished Products

With all the excitement surrounding the purchase of a new home, some important considerations may get lost in the shuffle. After all, you’ve finally saved up enough money for a house, you’ve gone to a million showings trying to find one that you love, and you’ve pulled the trigger on this huge purchase! What some people fail to consider is the cost of actually filling your home with what you need to make it livable. But if you can plan for this ahead of time, you may be able to put yourself in a better position to tackle these purchases when the time comes.

When you plan ahead, you may be able to cut costs in other areas that may create a little more room in your budget to put towards furnishing a new home. For example, if you can find ways to save on utility bills, you may be able to put some of that money towards decorating.

If you do end up in a situation where you haven’t planned for furnishing costs ahead of time, don’t panic. You do have some options available. First, you may be able to buy used items and refurbish them for less than what it would cost to buy new furniture. Refurbishing furniture can help you give your home a personal touch without spending as much as you would on new furniture. It’s also important to remember that if you overextend your budget and then run into an unexpected emergency, installment loans online may help you to tackle this unexpected expense.

refurbish old furniture when furnishing a new home

Another option is to ask family and friends if they have any furniture they’re looking to get rid of. If they were planning to throw something out that’s still in reasonable condition, you may be able to get your hands on some furniture for free. Even if they’re looking to sell their old furniture, you still might be able to get it at a bargain price.

You may also want to look for yard sales and local ads in places like the local newspaper, eBay, or Craigslist. Sometimes, people are just looking to offload some items without any hassle, so they give old furniture away for free as long as you’re willing to come pick it up.

Sites like Pinterest will have plenty of affordable DIY refurbishing ideas. Do a quick search before you start furnishing a new home and see what you find!

4. Consider Space

Sometimes when you’re furnishing a new home and planning everything out, you might forget to consider how much space you have to work with. Before you start working on any room, make sure you assess the space first. This will help guide what furniture you can put in each room. For example, you may have stumbled on a sofa you love, but if it doesn’t fit in the room you had planned to put a sofa in, it won’t make sense to buy it. Make sure that you measure how much space you have to work with in each room, and bring that measuring tape with you when you head out to buy furniture.

5. Develop Style

consider your style when when furnishing a new home

When furnishing a new home, you want your personality to be reflected in the décor. That’s why it’s important to consider your own personal style and tastes when you’re decorating. But it’s not always easy to define your own personal style. To help lead in you in the right direction, ask yourself questions like:

  • Do I like to do things outdoors?
  • Do I like to watch movies?
  • What activities do I enjoy the most?
  • Am I a minimalist?

Think about the attributes that define you and try to let this guide how you decorate your home.

Even if after reflecting on some of the questions above, you don’t have a completely clear idea of your personal style, don’t worry. There are places you can look to for inspiration. Do some research on Pinterest, Amazon, and Google, and look for décor concepts you like. You might find that you like a mixture of different styles, or are leaning towards a specific style like vintage, traditional, contemporary, or modern.

Furnishing a new home doesn’t have to break the bank

Furnishing a new home might seem like a complicated and arduous process, but if you plan ahead and have the right steps in place, you may be able to ease some of the burden this would normally place on you.

To recap, some of the things you’ll want to do are:

  • Purchase necessities first
  • Focus on high-traffic areas
  • Consider refurbished products
  • Consider how much space you have to work with
  • Develop your own personal style

Keeping these things in mind may help to smooth out the process and keep things reasonably cost-effective.

We know that this process can be expensive, and sometimes you stretch your budget a little further than you had anticipated. If this happens and you run into an unexpected emergency expense you can’t afford, installment loans online may be what you need to handle this expense. Apply for a MoneyKey Installment Loan today!


Disclaimer: This article provides general information only and does not constitute financial, legal or other professional advice. For full details, see MoneyKey's Terms of Use.

Posted in: Lifestyle

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