Installment Loans Online

Paying for unexpected expenses while managing monthly bills can be challenging. Online Installment Loans may be helpful if you require a convenient, long-term repayment solution. These loans can vary in amount and are repaid over a period of time through a number of scheduled payments.

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Installment Loans You Can Rely On!

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Get Cash in 1 Business Day

If approved, you may receive your money as early as the next business day.

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No Early Payment Fee

Pay your Installment loan partially or fully at any time with absolutely no prepayment penalty.

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Friendly Customer Care

Have questions? Speak to our friendly Customer Care agents available 7 days a week.

Here to lend you money when you need it!

Easy, Quick & Secure

Ready to Apply?

We understand that a financial crisis can strike at any time. Apply for an Installment Loan online or over the phone even with bad credit or no credit. Once verified and approved, receive your money as early as the next business day.

Requirements

  • Be 18 years of age or older
  • Be a US citizen or Permanent Resident
  • Be a resident in a state where the Installment Loan is offered
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Apply Online

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Apply for an Installment Loan online and receive your money as early as the next business day.

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Speak to an Agent

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Rather apply over the phone? Call us at 1-866-255-1668 and one of our agents will be happy to help.

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Trusted by more than 180,000 Americans

Find out what our customers say about us!

Superior service
"The attention to detail is outstanding. Very friendly and helpful."
-Darlene

Easy to work with
"I've used MoneyKey several times over the past 4 years. I found it easy to work with them."
-Gregx

Wonderful
"MoneyKey is wonderful to work with! If I had a question it was always answered correctly and promptly."
-Desiree

Frequently Asked Questions

General Inquiries

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What are Installment Loans?

An Installment Loan is a loan product repayable through multiple scheduled repayments, with due dates generally set up to land on your pay dates.

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What is the difference between an Installment Loan and a Payday Loan?

While both loans provide you with the money you need, the main difference between an Installment Loan and a Payday Loan is the loan term and fee structure. A Payday Loan is usually due in full on your next pay date, whereas an Installment Loan is repaid through a series of scheduled payments that are typically set up to land on your pay dates to ensure the payments can be made.

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How much am I allowed to borrow?

MoneyKey Installment Loans range between $200-$2600. The amount you may be eligible for depends on several factors, such as your monthly income and the maximum loan amount offered in your state. To view the loan amount available in your state, see our Rates & Terms page.

Application Inquiries

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What states offer online Installment Loans?

As a direct lender or credit service provider, MoneyKey offers or arranges Installment Loans in: Alabama, California, Delaware, Illinois, Mississippi, New Mexico, Ohio, Texas and Utah. MoneyKey also offers Line of Credit products in Kansas & Missouri.

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What is the minimum credit score required for an online Installment Loan?

There is no minimum credit score requirement. MoneyKey Installment Loans are available even to people with bad credit or no credit. You can start your application by clicking here.

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When will the money be deposited into my bank account?

If your loan is approved before 8:30 PM EST from Monday through Friday, or before 6:30 PM EST on Saturday and Sunday, the money will be deposited in your bank account the following business day. Please note that the date and time the money is made available to you by your bank is subject to your bank’s policies.

Payment Inquiries

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How do I pay back my Installment Loan?

Based on the loan term mentioned in your agreement, your loan will be paid back in several scheduled installments, with due dates typically set up to land on your pay dates. You may pay off your Installment Loan in full or make additional principal payments at any time without any early payment penalty. Making additional principal payments may reduce the amount of interest and/or fees that you will pay on your loan. If you would like to make an additional payment towards your Installment Loan before a scheduled payment date, you can contact our Customer Care team by:

MoneyKey encourages you to pay off your Installment Loan as quickly as possible to reduce the amount of interest and/or fees you will pay.

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How are my payments set up?

In most cases, MoneyKey will set up your payment dates to match the pay frequency that you have with your employer/source of income. For example, if your payroll is set for bi-weekly Fridays, MoneyKey will try to set up your due dates to match that schedule.

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Do I have the option to make minimum payments?

Financial misfortunes can leave you in quite the bind, putting you in a position where you are unable to pay your scheduled payment. If this happens, contact us as soon as possible to see if alternate payment arrangements can be made.

Account Inquiries

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How do I check my account status?

You can log into your MoneyKey account by visiting www.moneykey.com/login to check your loan status, account balance, payment history and loan agreement.

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Can I re-apply for another Installment Loan?

If your account is in good standing and you have paid off your prior loan, you’re more than welcome to come back as a returning customer. You can log into your MoneyKey account and apply for another loan within minutes or contact our Customer Care team at 1-866-255-1668.

Get Started Today

Find out if you qualify for a loan or line of credit today

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