Installment Loans in California

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Online Installment Loans in California

Still need funds? You may be able to find a loan product suitable for you from another company* by clicking ‘Continue’ below:


The California Installment Loan is no longer offered through MoneyKey. If you currently have a California Installment Loan, please log in to view your agreement.

Please note that by clicking “Continue”, you are navigating away from the MoneyKey website to the website of an unaffiliated third party.

*MoneyKey does not promote or endorse any products and/or services offered by any company you may be directed to by clicking ‘Continue’, and does not assume responsibility or liability for any actions taken by you in relation to any such products and/or services.

MoneyKey offers Installment Loans in California for $2,600. These loans are ideal for when you’re short on cash and need funds fast. An Installment Loan is a short-term loan with payments that are spread out over time.

We have a fast and easy application process – some loans get approved in minutes. If you’re approved, we’ll deposit the money in your bank account as early as the next business day*.

Our Customer Care agents are ready to assist you throughout the borrowing and repayment process. They are friendly, knowledgeable and available 7 days a week to answer any loan-related questions you may have.


Loan Amount: $2,600

Loan Type: Installment Loan

Loan Term: ~18 months

Funding: 1 business day*

Pre-Payment Available: Yes

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Loan Details

Loan Amount

The amount you can borrow from MoneyKey for a California Installment Loan is $2,600.

Cost of Loan

Interest will be charged on your MoneyKey California Installment Loan, with a maximum annual percentage rate (APR) of 212%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement. See the examples below for common MoneyKey California Installment Loans and their corresponding APRs.

This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

Term of Loan

Your loan term is approximately 18 months. If you are paid monthly, you’ll have 18 scheduled installments. If you are paid weekly, bi-weekly, or semi-monthly, you’ll have 36 scheduled installments.

Here are some examples:

In this example, the APR is 208.42% for a loan of $2,600 with an effective date of 02/10/2017. This is based on a loan payable in 36 bi-weekly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
The cost of your credit as a yearly rate


The dollar amount the credit will cost you


The amount of credit provided to you on your behalf


The amount you will have paid after you have made all payments as scheduled


Payment Schedule

Payment DatePayment Amount

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In this example, the APR is 209.64% for a loan of $2,600 with an effective date of 02/16/2017. This is based on a loan payable in 18 monthly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
The cost of your credit as a yearly rate


The dollar amount the credit will cost you


The amount of credit provided to you on your behalf


The amount you will have paid after you have made all payments as scheduled


Payment Schedule

Payment DatePayment Amount

View More

State License

MoneyKey is a state-licensed direct lender in California. Loans are made pursuant to Department of Business Oversight California Finance Lenders Law License No. 60DBO43590. Loans are funded by MoneyKey – CA, Inc. and governed by all applicable laws.

Click below to view the California license.

California state license

Online Installment Loans in California: Frequently Asked Questions

  • How do I qualify for a loan?

    To qualify for a MoneyKey Installment Loan in California, you must:

    • Be at least 18 years old
    • Be a US citizen or a permanent resident
    • Be a resident of California
    • Have an active bank account
    • Have a regular source of income
    • Have a valid contact number and an active email address

    Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents

  • Is this a payday loan?

    No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.

  • Can I get same day funding?

    After you’re approved, you’ll typically get your funds the next business day*.

  • Can I pay my loan off early?

    Absolutely. Paying off your loan early may reduce the overall interest charges you’ll pay and there’s no penalty to do so. If you’d like to make an early payment, or a larger payment to pay down more of your principal, please call us at 1-866-255-1668 or email

  • I don’t live in California, can I still apply for an online installment loan?

    Unfortunately, only residents of California are eligible for a California Installment Loan. Whether you live in the busy cities of Los Angeles or San Diego, or in a smaller town like Apple Valley, applying for online Installment Loans in California is fast and secure.

    If you don’t live in California, please check our rates page to see if other online loans such as Installment Loans, Payday Loans or Lines of Credit are available in the state that you currently live in.

Have more questions? Please refer to our general FAQ page or contact our Customer Care team at 1-866-255-1668.

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Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 6:30 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.