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Are you facing an unexpected bill you can’t afford? MoneyKey may be able to help. You can get a $2,600 Installment Loan in Los Angeles and throughout California to help tackle an emergency expense you don’t have the funds to cover. Your payments for this personal Installment Loan can be spread out over 18 or 36 scheduled installments depending on whether you are paid monthly, semi-monthly, bi-weekly or weekly.
We make things simple with our online application process for our Installment Loans in Los Angeles. The application will only take a few minutes to complete, and if you’re approved, you’ll have the cash you need as soon as the next business day*.
Why Choose Online Loans from MoneyKey?
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based on 1,800+ reviews 
Details of Our Installment Loans in Los Angeles, CA
The City of Angels is a beacon that tourists and prospective residents flock to, often drawn by the beautiful year-round weather, the pristine beaches, and the glamor of show business. But the opportunity that this city provides doesn’t come cheap.
The high rent costs of L.A. are well-established, with the average Los Angeles home costing $526,214 in 2017, versus the U.S. average of $222,408 for that same year. There’s also been a growing demand for more affordable housing. This may lead residents to sink nearly half their income into their rent.
If your funds are tied up in the cost of rent, you might not have the savings to tackle an unexpected bill or repair that demands your attention.
Luckily, a MoneyKey Installment Loan in California can help if you’re facing a financial emergency!
Loan Amount of Our Installment Loan in Los Angeles
- $2,600
Annual Percentage Rate (APR) or Interest Rates
- The maximum APR is 212%
- If you are approved for a loan, specific loan details will be outlined in your loan agreement
- This loan is an expensive form of credit and MoneyKey urges you to only use this product to cover unexpected emergency expenses, not to meet long-term financial needs
- MoneyKey advises you to use this product responsibly
Payment Schedule and Length of Loan
- If you’re paid monthly, your loan will be payable in18 installments
- If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your loan to be payable in 36 installments
- Paying off your loan early may reduce your overall interest charges, and you won’t be penalized for doing so
Here are some examples:
In this example, the APR is 208.42% for a loan of $2,600 with an effective date of 02/10/2017. This is based on a loan payable in 36 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
208.42% |
The dollar amount the credit will cost you
$5,402.29 |
The amount of credit provided to you on your behalf
$2,600.00 |
The amount you will have paid after you have made all payments as scheduled
$8,002.29 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 02/24/2017 | $222.26 | |
| 03/10/2017 | $222.26 | |
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In this example, the APR is 209.64% for a loan of $2,600 with an effective date of 02/16/2017. This is based on a loan payable in 18 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
209.64% |
The dollar amount the credit will cost you
$5,393.97 |
The amount of credit provided to you on your behalf
$2,600.00 |
The amount you will have paid after you have made all payments as scheduled
$7,993.97 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 03/03/2017 | $444.08 | |
| 04/03/2017 | $444.07 | |
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State Licensed Direct Lender
MoneyKey is a state-licensed direct lender in California. Loans are made pursuant to Department of Business Oversight California Finance Lenders Law License No. 60DBO43590. Loans are funded by MoneyKey – CA, Inc. and governed by all applicable laws.
Frequently Asked Questions
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What are the minimum requirements for an Installment Loan in Los Angeles, CA?
In order to qualify for an online Loan with MoneyKey in Los Angeles, borrowers must:
- Be at least 18 years old
- Be a US citizen or a permanent resident
- Be a resident of California
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and an active email address
As it currently stands, MoneyKey does not offer loans with rates that allow us to provide personal loans to members of the U.S. armed forces or their dependents.
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Can I qualify for an Installment Loan in Los Angeles with a bad credit score?
Yes, if you meet the minimum requirements listed above, you may be eligible to qualify for a personal Los Angeles Installment Loan with MoneyKey.
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How long will it take to get a cash advance with a Los Angeles Installment Loan?
If approved, you may see funds deposited in your bank account as soon as the next business day*.
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Do I need an appointment in order to apply for an online Installment Loan with MoneyKey?
If you want to apply for an online loan with MoneyKey, you will not need an appointment. You can start the online application process here, or you can apply over the phone with one of our Customer Care agents by calling 1-866-255-1668. Both application processes are quick and can be completed in just a few minutes.
When you’re confronted by an unexpected expense you can’t afford, taking out a personal loan is a big decision. MoneyKey is here to help. If you have any questions about the online borrowing process, don’t hesitate to reach out to our Customer Care team at 1-866-255-1668 for additional guidance. You can also find more information about us and our products by visiting our general FAQ page.