Apply for an Online Installment Loan in Santa Fe Today

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Online Installment Loans in Santa Fe

Do you have an unexpected bill you can’t afford staring you in the face? MoneyKey is here for you. We offer Installment Loans in Santa Fe and throughout New Mexico between $200 and $1,400 to help you tackle an emergency expense when you don’t have the funds to handle it. This personal Installment Loan can be paid off in either 18 or 36 scheduled installments depending on whether you are paid monthly or weekly, bi-weekly or semi-monthly.

We make it easy to apply for an Installment Loan in Santa Fe. It’ll only take a few minutes to complete, and if you’re approved, you’ll have the cash you need as soon as the next business day*.


Details of Our Installment Loans in Santa Fe, NM

If you live in Santa Fe, you won’t be short on things to do. Whether you want to head out into the surrounding nature to see things like the Sangre de Cristo Mountains, or visit the historic downtown to see the International Folk Art Market, Santa Fe is a rich and vibrant place to live.

But the cost of living doesn’t come cheap, and a big contributing factor is the cost of housing. As of 2019, the median cost of a home in Santa Fe is $383,300, whereas the median for the U.S. is $226,800.

If most of your money is tied up in housing costs, you might have a harder time handling an unexpected bill that can’t wait to be paid. Luckily, our Installment Loans in New Mexico can help! If you’re facing a financial emergency that demands your attention, consider our Installment Loans in Santa Fe.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount of our Santa Fe Installment Loans

• $200 to $1,400

Annual Percentage Rate (APR) or Interest Rates

  • The maximum APR is 175%
  • If you’re approved for a loan, specific loan details will be outlined in your loan agreement
  • This loan is meant to be used as a stopgap and is not intended to help meet long-term financial goals. This load should only be used to handle unexpected emergency expenses

Payment Schedule and Length of Loan

  • The term of your loan will span 18 months, and you can expect 18 scheduled installments over this time period if you get paid monthly
  • In the case that you’re paid weekly, bi-weekly, or semi-monthly, you can expect your term to include 36 scheduled installments

Here are some examples:

In this example, the APR is 173.49% for a loan of $500 with an effective date of 08/14/2018, payable in 36 bi-weekly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

173.49%

The dollar amount the credit will cost you

$807.99

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,307.99

Payment Schedule

Payment DatePrincipal AmountInterest AmountTotal Payment
08/24/2018$12.48$23.83$36.31
09/07/2018$3.78$32.53$36.31

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In this example, the APR is 168.37% for a loan of $500 with an effective date of 10/05/2018, payable in 18 monthly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

170.07%

The dollar amount the credit will cost you

$879.04

The amount of credit provided to you on your behalf

$500.00

The amount you will h7e paid after you have made all payments as scheduled

$1,379.04

Payment Schedule

Payment DatePrincipal AmountInterest AmountTotal Payment
11/01/2018$13.77$62.87$76.64
11/30/2018$10.97$65.67$76.64

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State Licensed Direct Lender

MoneyKey is a state-licensed direct lender in New Mexico. Loans are funded by MoneyKey – NM, Inc. and governed by all applicable laws.


Click below to view our New Mexico license.

New Mexico state license


New Mexico Disclosures

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:

Customer Communications Administrator
3422 Old Capitol Trail, Suite 2057
Wilmington, DE 19808
Phone Number: 647-776-4300 ext. 2197
Email Address: Feedback@MoneyKey.com

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions.

Frequently Asked Questions

 

  • What are the minimum requirements for an Installment Loan in Santa Fe, NM?
    • Be at least 18 years old
    • Be a US citizen or a permanent resident
    • Be a resident of Alabama
    • Have an active bank account
    • Have a regular source of income
    • Have a valid contact number and an active email address

    As it currently stands, Monkey does not offer loans with rates that allow us to provide personal loans to members of the U.S. armed forces or their dependents.

  • Can I qualify for an Installment Loan in Santa Fe with a bad credit score?

    You may. As long as you meet the previously listed minimum requirements, you may be eligible to qualify for a Santa Fe Installment Loan with MoneyKey.

  • How long will it take to get a cash advance with a Santa Fe Installment Loan?

    You can have your money deposited into your bank account as early as the next business day*.

  • Do I need an appointment in order to apply for an online Installment Loan with MoneyKey?

    No appointment is required to start the application process for an online loan with MoneyKey. To begin, click here to apply online or speak with one of our Customer Care agents by calling 1-866-255-1668 to apply over the phone. In either case, the application process is fast and can be done in minutes.

It’s no small decision to take out a personal installment loan when you’re in a tough financial situation. At MoneyKey, we want to help. If you ever need help or information at any point in this process, please reach out to us at 1-866-255-1668 and our Customer Care team will be more than happy to help. You can also find more information about us and our products by visiting our general FAQ page.

We’ve helped over 250,000 customers.Let us help you!

Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 6:30 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Disclaimers: Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Finance Lenders Law License No. 60DBO43590 and California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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