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MoneyKey Disclaimer

  • MoneyKey operates as a state licensed lender, credit services organization (CSO) or credit access business (CAB) in selected states.
    You must reside in one of the states that MoneyKey operates in to qualify for one of our products.
    Please visit the Rates and Terms page for more details.
  • Not all applications will be approved.
  • As a responsible lender, MoneyKey reminds consumers that short-term credit products should only be used for short-term financial needs only, and not as a long-term financial solution.
    Those experiencing credit difficulties are advised to seek credit counseling.
    Please visit our Responsible Lending page for more information.
  • By submitting your contact information (email address, home contact number and home address), you agree to receive communications regarding your application and, if approved, your credit product.
    This may include repayment reminders and confirmations.
    MoneyKey may also send you promotions via email, SMS and direct mail from time to time.
    If you wish to unsubscribe from promotional messages, you can click the unsubscribe link in any of the promotional emails we send you or call us at 1-866-255-1668 to opt out of other communication channels.
  • Next business day funding is subject to certain limitations imposed by state laws and the policies of participating banks and lenders.

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Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 7:00 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Disclaimers: Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – OH, Inc. is licensed as a Credit Services Organization (CSO) by the Ohio Department of Financial Institutions, Department of Commerce: CS.900134.000.  MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Finance Lenders Law License No. 60DBO43590 and California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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