Installment Loans Idaho

Rates and Terms

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About MoneyKey Online Installment Loans in Idaho

The MoneyKey online Installment Loan offered in Idaho is a simple interest loan product repayable in installments spread out over a period of approximately 10 months.

How much can I borrow in Idaho?

MoneyKey offers online Installment Loans to Idaho residents in amounts ranging between $150 and $1,000. Whether an individual will be approved, and the amount they will be approved for, is dependent on certain qualification criteria. Complete our online application form to find out if you qualify for a MoneyKey Installment Loan in Idaho.

How much will my Installment Loan cost in Idaho?

Your annual percentage rate (APR) is dependent on your exact payment schedule; see the below examples for common MoneyKey loans in Idaho and their corresponding APRs.

Bi-Weekly Example: In this example, the APR is 479.71% for a loan of $500 with an effective date of 01/02/2018. This is based on a loan term of twenty (20) installments paid over approximately 10 months. This is only an example; the APR, repayment amount and payment schedule will vary depending on an individual's loan term.

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDTOTAL OF PAYMENTSTOTAL NUMBER OF PAYMENTS
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled The number of individual payments you will have made until your loan is repaid in full
479.71%$1,485.47$500.00$1,985.4720

PAYMENT SCHEDULE

 PAYMENT NUMBER   PAYMENT AMOUNT   PAYMENT DATE 
1 $99.26 2018-01-19
2 $99.25 2018-02-02
3 $99.25 2018-02-16
4 $99.25 2018-03-02
5 $99.25 2018-03-16
6 $99.25 2018-03-30
7 $99.25 2018-04-13
8 $99.26 2018-04-27
9 $99.26 2018-05-11
10 $99.26 2018-05-25
11 $99.25 2018-06-08
12 $99.26 2018-06-22
13 $99.25 2018-07-06
14 $99.25 2018-07-20
15 $99.25 2018-08-03
16 $99.25 2018-08-17
17 $99.26 2018-08-31
18 $99.25 2018-09-14
19 $99.25 2018-09-28
20 $99.66 2018-10-12

Monthly Example: In this example, the APR is 476.62% for a loan of $500 with an effective date of 01/02/2018. This is based on a loan term of ten (10) installments paid over approximately ten (10) months. This is only an example; the APR, repayment amount and payment schedule will vary depending on an individual's loan term.

ANNUAL PERCENTAGE RATEFINANCE CHARGEAMOUNT FINANCEDTOTAL OF PAYMENTSTOTAL NUMBER OF PAYMENTS
The cost of your credit as yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled The number of individual payments you will have made until your loan is repaid in full
476.62%1,296.67$500.00$1,796.6710

PAYMENT SCHEDULE

 PAYMENT NUMBER   PAYMENT AMOUNT   PAYMENT DATE 
1 $179.58 2018-01-17
2 $179.58 2018-02-21
3 $179.58 2018-03-21
4 $179.58 2018-04-18
5 $179.58 2018-05-16
6 $179.58 2018-06-20
7 $179.58 2018-07-18
8 $179.58 2018-08-15
9 $179.58 2018-09-19
10 $180.45 2018-10-17

When do I pay the Idaho Installment Loan back?

The Idaho online Installment Loan term is approximately 10 months. For customers who receive their income:

Bi-weekly, semi-monthly and weekly: The loan is repayable in twenty (20) installments.

Monthly: The loan is repayable in ten (10) installments.

Any payment made in excess of your scheduled payments (whether a partial or full prepayment) will reduce the finance charges you will pay in connection with the loan, relative to the finance charges disclosed in your loan agreements.

Can I pay off my Installment Loan early?

Yes, you can pay off your loan early and there is no penalty to do so. MoneyKey encourages you to pay your loan off as quickly as possible to reduce the total payment amount set out in the original payment schedule.

If you want to pay an additional amount over and above your scheduled installment, you may do so at any time by contacting us by phone at 1-866-255-1668 or via email at customercare@moneykey.com.

Can I cancel my Installment Loan in Idaho?

You can cancel your loan at no cost by returning the entire principal balance within three (3) business days of the effective date of your agreement. However, until the entire principal balance is returned, your loan will remain active. If you would like to cancel your loan, please contact us by phone at 1-866-255-1668 or via email at customercare@moneykey.com.

Who funds the Installment Loans in Idaho?

All MoneyKey Installment Loans in Idaho are funded by MoneyKey - ID, Inc. The loan agreement will be governed by applicable laws of the State of Idaho.

I have a few more questions about Installment Loans in Idaho.

For additional questions, or if you would like to learn more about online Installment Loans in Idaho, please call our Customer Care team at 1-866-255-1668, or check out the frequently asked questions (FAQs) for this product.

Authority to Operate

MoneyKey – ID, Inc. is currently licensed as a Regulated Lender in the State of Idaho.

For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance's website or call (208) 332-8000.

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