Flex-Pay Installment Loans Texas

Rates and Terms

Apply for an Installment Loan

The Texas Flex-Pay Installment Loan is no longer offered to new customers.

New Customers may apply for our Texas Installment Loan product, for Rates & Terms, please click here.

If you are a returning customer, please click here to login and apply.

About MoneyKey Online Flex-Pay Installment Loans in Texas

This online Flex-Pay Installment Loan is a loan product repayable through a number of scheduled repayments set up to coincide with your pay dates. The first few payments consist of fees only, subsequent payments will include payment towards the outstanding loan, as well as fees.

How much can I borrow in Texas?

MoneyKey-TX, Inc. is a CAB and is not the lender in the State of Texas. All loans are made by an unaffiliated third-party lender. As a CAB, MoneyKey will attempt to arrange an online Flex-Pay Installment Loan for you between $200 and $1,000.

How much will my Installment Loan cost in Texas?

MoneyKey no longer offers this loan product to new customers. If you currently have an active loan, please refer to your loan agreement for rates and terms. If you are a Returning Customer, your rates and terms can be found in your agreement once you apply.

What are my repayment options?

Your repayment options can be found in your loan agreement. You can also reach out to us anytime to discuss your options by phone 1-866-255-1668 or via email at customercare@moneykey.com.

Can I cancel my Installment Loan?

Yes. You can cancel your loan at no cost within three (3) business days of the effective date of your agreement by phone 1-866-255-1668 or via email at customercare@moneykey.com.

If you cancel your loan, you will be responsible for returning the entire amount received from the third party lender back to us. If you do not return the entire amount back to us, your loan will remain outstanding and you will be responsible for paying the amount disclosed in your payment schedule in your loan agreement.

Who funds the Flex-Pay Installment Loans in Texas?

All Installment Loans in Texas are funded by an unaffiliated third-party lender.

About Credit Access Business

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB) by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization by the State of Texas.

As a CAB, MoneyKey attempts to arrange a loan between you and an unaffiliated third-party lender, and is responsible for the ongoing servicing of any loans that are originated. All Installment Loans arranged by MoneyKey in Texas are funded by an unaffiliated third-party lender.

Consumer Disclosure Form:

The following links contain disclosures required by the State of Texas for all residents applying for a Flex-Pay Installment Loan. These disclosures outline all of the costs associated with installment loans of the following amounts:

I have a few more questions about Flex-Pay Installment Loans in Texas.

For additional questions, or if you would like to learn more about the online Flex-Pay Installment Loan, please call our Customer Care team at 1-866-255-1668 or check out the frequently asked questions (FAQs) for this product.

Authority to Operate

MoneyKey-TX, Inc. is licensed and examined by the State of Texas -- Office of the Consumer Credit Commissioner. Click on the images below to view the MoneyKey-TX, Inc. licenses.

Consumer Credit Notice:

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

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