Frequently Asked Questions: Ohio Installment Loans

Our answers to your most frequently asked questions

Apply for an Installment Loan

Q: What is an Ohio Installment Loan?

The Installment Loan arranged by MoneyKey in Ohio is a substantially equal payment installment loan offered by an unaffiliated third-party lender. The number of installments that your loan is repayable in depends on the frequency of your income.

Q: What are the minimum requirements to apply for online Installment Loans in Ohio?

To qualify for Ohio Installment Loans arranged by MoneyKey, you must:

  • Be 18 years of age or older
  • Be a US citizen or Permanent Resident
  • Be an Ohio resident
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address
Please note that we currently do not offer credit products with rates that allow us to lend to active members of the US Armed Forces and their dependents.

Q: Where can I get Online Installment Loans in Ohio?

MoneyKey currently arranges Online Installment Loans for Ohio residents. If you live in Ohio, you may qualify for a MoneyKey loan. From Cincinnati to Toledo, Cleveland to Columbus, we are here to match you with an unaffiliated third-party lender to get you money when you need it.

Q: How much can I borrow online in Ohio?

MoneyKey will attempt to arrange an Ohio Installment Loan for you between $150 and $1,500 with an unaffiliated third-party lender. Whether you will be approved and the amount you will be approved for is dependent on certain qualification criteria. Complete our online application form to find out if you qualify for an Installment Loan arranged by MoneyKey.

Q: How much will my Installment Loan cost in Ohio?

Please visit our Ohio Installment Loan Rates and Terms for more detailed product information.

Q: Is MoneyKey a direct lender for Installment Loans in Ohio?

MoneyKey – OH, Inc. is licensed as a Credit Services Organization (CSO) by the Ohio Department of Financial Institutions, Department of Commerce.

As a CSO, MoneyKey attempts to arrange a loan between you and a lender. MoneyKey will be responsible for the ongoing servicing of any loans that are arranged and originated. All Installment Loans arranged by MoneyKey in Ohio are funded by an unaffiliated third-party lender.

Q: Will you call my references?

If we need to get in touch with you about your account, but are unable to reach you, the references you provide in your application may be contacted. We will never disclose the nature of your business with MoneyKey to your references or employers.

Q: Do I need to fax or email in any documents?

In most cases, you will not need to fax or email us any documents; however, if we require additional information which we are unable to verify over the phone, we may ask that you send us documentation either via fax or email.

Q: When do I receive my Installment Loan?

If your Ohio Installment Loan is approved by the third-party lender before 8:30 PM EST Monday through Friday, or before 6:30 PM EST on Saturday, Sunday or a Federal Holiday, the funds will be available in your bank account the following business day*.

*The date and time the funds are made available to you by your bank is subject to your bank's policies.

Q: How do I check my account status?

Log in to your account to view your account status.

Q: How do I update my information? (Change in email address, phone number(s), mailing address, employment or banking information)

You can update your account by calling 1-866-255-1668 and speaking with one of our Customer agents, who will be happy to update your information for you.

Q: Why am I not receiving emails from MoneyKey?

MoneyKey sends important emails including payment reminders, confirmations and promotions. To make sure you receive these emails please add to your contacts. If our emails are not making it into your inbox, please check your spam folder.

Additional Questions

If you have any additional questions, please contact us at 1-866-255-1668 or chat online, and one of our Customer Care Agents will be happy to answer any questions you may have.

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