Frequently Asked Questions: Wisconsin Installment Loans

Our answers to your most frequently asked questions

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Q: What is a Wisconsin Installment Loan?

The MoneyKey Wisconsin Installment Loan is a simple interest loan product that is repayable in installments. The number of installments that your loan is repayable in depends on the frequency of your income.

Q: What are the minimum requirements to apply for online Installment Loans in Wisconsin?

To qualify for Wisconsin Installment Loans by MoneyKey, you must:

  • Be 18 years of age or older
  • Be a US citizen or Permanent Resident
  • Be a Wisconsin resident
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address
Please note that we currently do not offer credit products with rates that allow us to lend to active members of the US Armed Forces and their dependents.

Q: Where can I get Online Installment Loans in Wisconsin?

MoneyKey currently offers Online Installment Loans to Wisconsin residents. If you live in Wisconsin, you may qualify for a MoneyKey loan. Whether you live in the busy cities of Racine, Milwaukee, Kenosha or in a quiet town such as Wauwatosa, applying for a MoneyKey Installment Loan is fast, secure, and friendly.

Q: How much can I borrow online in Wisconsin?

MoneyKey offers online Installment Loans to Wisconsin residents in amounts ranging between $150 and $1,000. Whether an individual will be approved, and the amount they will be approved for, is dependent on certain qualification criteria. Complete ourĀ online application formĀ to find out if you qualify for an Installment Loan.

Q: How much will my Installment Loan cost in Wisconsin?

Please visit our Wisconsin Installment Loan Rates and Terms page for more detailed product information.

Q: Will you call my references?

If we need to get in touch with you about your account, but are unable to reach you, your references may be contacted. We will never disclose the nature of your business with MoneyKey to your references or employer(s), unless your reference already has notice of your account with MoneyKey.

Q: Do I need to fax or email in any documents?

In most cases you will not need to fax or email any documents to us; however, if we require additional information which we are unable to verify over the phone, we may ask that you send us documentation either via fax or email.

Q: When do I receive my Installment Loan?

If your Wisconsin Installment Loan is approved before 7:30 PM CST from Monday through Friday, or before 5:30 PM CST on Saturday, Sunday or a Federal Holiday, the funds will be available in your bank account the following business day*.

*The date and time the funds are made available to you by your bank is subject to your bank's policies.

Q: When do I pay back my Installment Loan?

The Wisconsin Installment Loan term is spread out over a period of nine (9) to eleven (11) months. For customers who receive their income on a weekly, bi-weekly, and semi-monthly basis, the loan repayment schedule consists of twenty (20) scheduled installments. For customers who receive their income on a monthly basis, the loan repayment schedule consists of ten (10) scheduled installments.

If you want to make an early payment, or make a larger payment to pay down more of your principal, you may do so at any time by contacting MoneyKey by phone at 1-866-255-1668. There are no penalties associated with such payments. MoneyKey encourages you to pay your loan off as quickly as possible to reduce the amount of finance charges you will pay in connection with the loan.

Q: How do I check my account status?

Log in to your account to view your account status.

Q: How do I update my information? (Change in email address, phone number(s), mailing address, employment or banking information)

You can update your account information by calling 1-866-255-1668 and speaking with one of our friendly Customer Care Agents, who will be happy to update your information for you.

Q: Why am I not receiving emails from MoneyKey?

MoneyKey sends important emails including payment reminders, confirmations and promotions. To make sure you receive these emails please add to your contacts.

If our emails are not making it into your inbox, please check your spam folder.

Additional Questions

If you have any additional questions, please contact us at 1-866-255-1668 or chat with us online, and one of our Customer Care Agents will be happy to answer any questions you may have.

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