Why Choose a Payday Loan arranged by MoneyKey?
MoneyKey aims to remove the complexity that people often experience when trying to borrow money. Taking out a loan from MoneyKey is simple, convenient and can be done online from the comfort of your home.
Our highly-trained Customer Care Team will answer any questions you have about our loan products, review our terms and conditions with you, and help you to understand how the borrowing and repayment process works. We're here to help you every step of the way.
MoneyKey is committed to Responsible Lending.
- MoneyKey provides funding options to get you the money you need quickly.
- MoneyKey is a direct payday lender in California.
- MoneyKey works with unaffiliated third-party lenders in Ohio in its capacity as a Credit Services Organization (CSO) to arrange Payday Loans.
- MoneyKey has customer care representatives available by phone, email or online chat.
- MoneyKey protects your information in accordance with industry standards.
- MoneyKey encourages you to use our products responsibly.
Find out what our Customers have to say about MoneyKey:
How Do MoneyKey Online Payday Loans Work?
Applying for an online Payday Loan with MoneyKey is easy and convenient. Just complete our simple online application to find out if you qualify, or if you prefer, call us at 1-866-255-1668 to apply over the phone.
If you qualify for the loan in Ohio, we will contact you to verify your details. Before your loan can be approved, we may require a bank verification to confirm your income. Once you've completed the verification process and you've been approved for your loan, the funds may be deposited into your bank account as early as the next business day*.
In California, if you meet all eligibility criteria and your application is approved, the funds will be automatically deposited into your bank account* once you sign your loan agreements.
*The date and time the funds are made available to you by your bank is subject to your bank's policies.
Is a Payday Loan available in my state?
MoneyKey offers Payday Loans in the states of California and Ohio. MoneyKey is licensed as a Credit Services Organization (CSO) and is not the lender in the state of Ohio. All loans are made by an unaffiliated third-party lender. To learn more about the Payday Loans we offer in California and Ohio, please visit the Rates and Terms page.
MoneyKey has other small-dollar Payday Loan alternatives available in Alabama, Delaware, Illinois, Kansas, Mississippi, Missouri, New Mexico, Texas and Utah. You can visit our rates and terms page to learn about the Payday Loan alternatives available in your state.
When to Use a Payday Loan?
Payday Loans are small dollar personal loans, usually less than $1,000, that are paid back in full on your next payday. Payday Loans may be used for many purposes, including unexpected expenses such as emergency car repairs or other non-recurring bills.
It's important to remember that Payday Loans are meant for short-term use only and are not a long-term financial solution.
What Should You Know Before You Apply for Payday Loans Online?
Before applying for a Payday Loan online, make sure you've determined that a Payday Loan is right for you and understand how to use the loan responsibly.
To apply for a MoneyKey Payday Loan online you must:
- Be 18 years of age or older
- Be a US citizen or a Permanent Resident
- Be a resident of Ohio or California
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and an active email address
To apply for a Payday Loan, simply complete our online loan application. If your application is accepted, you will then go through the verification and approval process*.
You can also apply over the phone by calling 1-866-255-1668 and our Customer Care Team will be happy to complete your application with you.
When Do I Pay Back an Online Payday Loan?
The Payday Loan will be due to be paid back on your next pay date for the full loan amount. This means that payment for the total amount (principal loan amount, loan fee and interest) will be due on the agreed upon due date. If you are unable to make your full payment on your due date, please contact our Customer Care Team at 1-866-255-1668.