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We're Here To Help You Get Money When You Need It:


1. Simple Application

Submit an online application – it only takes a few minutes and is available 24 hours a day, 7 days a week, for your convenience. We receive a lot of positive reviews regarding unsecured online loans offered through the MoneyKey website.


2. Fast Approval

Verify your information with Customer Care and you may be approved in minutes. Customer Care agents are eager and willing to help you get your online short term loan application completed quickly, so that if you’re approved, you may have access to the cash you need the same business day*.


3. Quick Funding

If approved, any requested funds will typically be deposited into your bank account the same business day*. Consider applying for a short-term online loan through MoneyKey.

Why choose MoneyKey?

We have been around since 2011 and each year we continue to reach thousands of new customers as we expand throughout the United States with various credit options. In addition to being an online lender and credit services provider, we also service the CC Flow Line of Credit offered by CC Flow, a division of Capital Community Bank.

Short-term online loans available through the MoneyKey website include Installment Loans and Lines of Credit. With MoneyKey, you can expect:

  • A simple online loan application process
  • Quick loan approval
  • Your funds as soon as the same business day*
  • Fast and friendly customer service
  • Transparency with no hidden fees
  • A safe and secure online platform

We strive to provide five-star service to customers and a variety of fast online loans are available through the MoneyKey website. The application process is quick and easy. If your application is approved, you may receive your money the same business day*.

Installment Loans

Installment loans are short-term online loans that are paid back over time. If approved, you’ll get the full loan amount deposited into your bank account as soon as the same business day*. Your payback period, or loan term, will range between 5 and 12 months, depending on the state you live in. Throughout the loan term, you will be expected to make your installment payments to repay your loan, often on a monthly, semi-monthly, or bi-weekly basis depending on how often you get paid. There is no penalty for pre-payment (paying more or earlier than a scheduled installment) for installment loans. Repayment terms will vary by state and depend on the duration of the loan. A MoneyKey Installment Loan can be used for a variety of reasons including home and car repairs, medical expenses or any unexpected non-recurring bill. These online short-term loans are currently available in Delaware, Idaho, Mississippi, Missouri, Texas, Utah and Wisconsin.

Lines of Credit

If you are looking to receive funds quickly*, then a line of credit might be right for you. This is an open-ended borrowing option and is different from traditional online short-term loans like payday and installment loans since it gives you greater control over your cash flow.

If your application is approved, you can draw your full credit limit at once or smaller amounts over time, so long as you have available credit**. With Lines of Credit offered through MoneyKey, you are only charged on the amount of money you have withdrawn, not your entire credit limit.

There are two types of Lines of Credit available through MoneyKey:

  • MoneyKey Line of Credit

    The MoneyKey Line of Credit is currently available to new customers in Kansas and Tennessee. A Line of Credit is ideal for unexpected expenses that may occur in your day-to-day life. For specific rates and terms, visit the Products & Services page.

  • CC Flow Line of Credit

    The CC Flow Line of Credit is currently offered through MoneyKey in Alabama, Alaska, Arizona, Arkansas, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Montana, Ohio, Oklahoma, and Wyoming. Additional states will be operational soon. Check back often to see if the CC Flow Line of Credit is available in your state of residence.

    The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. MoneyKey is an authorized servicer of CC Flow. Consumers can submit a request for a CC Flow Line of Credit through the MoneyKey website.

    Click here to learn more about the CC Flow Line of Credit.

Payday Loans

Payday loans are small-dollar, personal short-term online loans that are typically repaid by your next pay date. These loans are meant for short-term use only and are not a long-term financial solution. These loans may be used for unexpected expenses between paychecks, like emergency car repairs or other non-recurring bills.

As a responsible lender, credit services provider and loan servicer, payday loan alternatives, like Installment Loans and Lines of Credit, are offered through MoneyKey. Unlike payday loans, these types of loans are generally repaid over a period of time with multiple payments. We urge customers to ensure they borrow from a responsible lender or credit services provider.

We’ve helped over 400,000 customers. Let us help you!