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Online Installment Loans in Dover

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MoneyKey > Online Installment Loans > Online Installment Loans in Dover
Have you ever been short on cash and needed money fast to cover an unexpected emergency expense? If so, MoneyKey may be able to help! We offer personal Installment Loans in Dover and throughout Delaware between $200 and $2,500. This personal Installment Loan can be paid off in either 11 or 23 scheduled installments, depending on if you are paid monthly, weekly, bi-weekly or semi-monthly. The application for an Installment Loan in Dover is simple, and it only takes a few minutes to complete. If you’re approved, you’ll have the cash you need the same business day*. As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.

Why Choose Online Loans Available Through MoneyKey?

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Simple Application

  • It only takes a few minutes to complete the online application.
  • It’s quicker and simpler than many traditional loan applications.
  • Have internet access? Then you can apply for an online loan through the MoneyKey website.
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Fast Approval♦

  • Verify your information.
  • Your application may be approved in minutes◆.
  • Our knowledgeable Customer Care agents are here to help you with the application process 7 days a week.
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Quick Funds for Emergencies*

  • Get cash fast when you need to tackle an unexpected emergency expense.
  • Get money the same business day if you’re approved*.
  • A fast and simple way to get the cash you need, when you need it.

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Details of Our Online Installment Loans in Dover, DE

Dover is the state capital and second most populated city in Delaware and has an important role in American history. On December 7, 1787, Dover was the city where the US Constitution was ratified, making Delaware the first state in the United States of America. In honor of that event, Delaware has been referred to as the “First State” and since 1933, December 7 was proclaimed Delaware Day. In addition to its historical past, Dover is also currently known for the Dover International Speedway. Also known as “Monster Mile”, it’s the fastest one-mile oval racetrack in the world and has a capacity of over 90,000 people. It is used annually for NASCAR motor racing events such as the NASCAR Cup Series Races. Beyond its historical past and its automotive entertainment, Dover has a relatively low cost of living, which attracts people to move to Dover and consequently turned the city into one of the fastest growing areas in the state of Delaware. Even with a low cost of living, emergency expenses can still show up. Maybe your car breaks and needs to be fixed right away, or your house has some emergency repairs that you need to be taken care of. If you’re not prepared for this extra expense, a MoneyKey Installment Loan in Delaware may be able to help! We offer Dover Installment Loans that might be able to help you handle an emergency bill that your savings won’t cover. Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount

You can borrow between $200 to $2,500 for our Installment Loan in Dover.

Cost of Loan

Interest will be charged on your Installment Loan, with a maximum annual percentage rate (APR) of 295%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement. The purpose of this loan is to act as a stop-gap. It is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly. As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.

Payment Schedule and Length of Loan

The term of your loan will span approximately 12 months, and you can expect 11 scheduled installments over this period if you get paid monthly. If you’re paid weekly, bi-weekly, or semi-monthly, you’ll have 23 scheduled installments.

Here are some examples:

In this example, the APR is 291.19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate 291.19%
The dollar amount the credit will cost you $1,820.88
The amount of credit provided to you on your behalf $1,000.00
The amount you will have paid after you have made all payments as scheduled $2,820.88

Payment Schedule

Payment Date Payment Amount
08/27/2020 $122.68
09/10/2020 $122.68

In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate 291.89%
The dollar amount the credit will cost you $1,627.56
The amount of credit provided to you on your behalf $1,000.00
The amount you will have paid after you have made all payments as scheduled $2,627.56

Payment Schedule

Payment Date Payment Amount
10/02/2020 $238.79
11/04/2020 $238.78

State License

MoneyKey is a lender in Delaware, licensed as a Chapter 22 Licensed Lender. Loans are funded by MoneyKey – DE, Inc. and governed by all applicable laws. For more information on the license status of MoneyKey – DE, Inc., please visit the Delaware State Bank Commissioner’s website or call the Delaware State Bank Commissioner at 1-302-739-4235.

Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in Dover, DE?

In order to qualify for an online Loan with MoneyKey in Dover, borrowers must: Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

Can I qualify for an Installment Loan in Dover with a bad credit score?

Yes, you may qualify for an Installment Loan through MoneyKey, even if you have a bad credit score.

How long will it take to get a cash advance with a Dover Installment Loan?

For details on specific funding cut-off times, visit MoneyKey’s FAQs here.

Do I need to make an appointment in order to apply for an online Installment Loan through MoneyKey?

You do not need to make an appointment if you’d like to apply for an online Loan through MoneyKey. To start the application process online you can click here. The application process is simple and may take only a few minutes to complete. Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and loan products available through MoneyKey by visiting our general FAQs page.

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