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About MoneyKey

What We Do

At MoneyKey, we understand that borrowing money from a traditional financial institution can be difficult and time-consuming. That’s why we focus on customer convenience and fast service. We make you our priority by helping you get the funds you need quickly, while treating you with respect.

MoneyKey is an online direct lender that provides short-term, unsecured Loans and Lines of Credit to underserved consumers through a safe and secure platform. MoneyKey also arranges Installment Loans as a Credit Access Business and a Credit Services Organization in the state of Texas.

MoneyKey services Lines of Credit offered by CC Flow, a division of Capital Community Bank.

Since we started operations in 2011, we’ve grown steadily, reaching thousands of new customers by treating our customers with respect and helping them get access to credit at a time when they most need it.

Our friendly Customer Care team is there to help you every step of the way during the borrowing and repayment process. They’re trained to exceed your expectations with exceptional service.


Our Values

Our values drive how we treat customers.

  • Urgency – We know you require assistance and we make you our top priority.
  • Respect – We respect customers and our team.
  • Extraordinary Service – We’re committed to providing friendly, knowledgeable and respectful customer care.
  • Excellence – We aim to achieve a five-star rating in everything we do.
  • Integrity – We provide transparent products and services.

Our Services:

Our States

We continue to grow and expand our products and services to better help you get the money you need.


Our Initiatives

We believe that education is the key to financial responsibility. That’s why we not only provide our customers with a wealth of resources through our website, but we also celebrate academic achievement by awarding thousands of dollars to outstanding students.

Educational Resources: Our numerous articles and the MoneyKey blog give great financial advice and tips to help you with budgeting and even choosing the right loan provider.

 

KeyThinkers Scholarship: We provide $1,000 to each winner of our Key Thinkers Scholarship on a bi-annual basis. This scholarship was established to recognize outstanding full-time students enrolled at an accredited college, university, or trade school in the United States.

 

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds will typically be deposited into your bank account by the next business day (or the same business day depending on the credit product). Timing of funding varies by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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