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Financial Assistance

A Smarter Way to Save

Find Financial Assistance and Savings Near You

MoneyKey has partnered with SpringFour, a free online tool that may be able to connect you with resources in your community to help guide you through managing your finances.

SpringFour provides more than 20,000 resources in 25+ financial health categories.

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Nationwide Coverage

SpringFour is available in all 50 states and major metro areas. Get started by entering your ZIP code to find both local and statewide resources.


Reduce Expenses

From utilities and prescriptions to financial counselling and employment services, SpringFour offers resources that can help you reduce expenses.


Unlimited Searches

SpringFour is free to use with no limits on searches for financial resources. Get personalized recommendations sent directly to your inbox.

Frequently Asked Questions

SpringFour is a free online tool that matches users to financial health resources in their community that are continuously verified and vetted by SpringFour.

Just type in your ZIP code and the SpringFour tool will provide instant, personalized results that can help you save money and improve your financial situation.

SpringFour currently offers information on thousands of social service, government, and community-based organizations that have been carefully evaluated and approved. These organizations provide assistance in a wide variety of areas, such as employment, high utility expenses, as well as food or prescription drug costs.

No! Referral information is free, and there are no hidden costs.

If there are no resources found within 35 miles of your ZIP code, we will point you to state or national resources that may be able to provide the kind of assistance you are looking for.

SpringFour is not an affiliate or agent of MoneyKey. MoneyKey makes no representations, warranties, or guarantees about the information provided by SpringFour or the results of any referral.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

As you move through your credit journey, your account may become eligible for reduced charges and/or increased credit limits/loan amounts based on good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility.

Depending on your state of residence, applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.