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Installment Loans in Idaho

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If you’re looking for quick installment loans in Idaho from a reliable lender, MoneyKey may be able to help you. An Installment Loan is a short-term loan with payments that are spread out over time.

We make applying for online installment loans in Idaho fast and secure. We also have a fully-staffed, friendly and knowledgeable Customer Care team available 7 days a week to answer any loan-related questions you may have throughout the borrowing and repayment process.

Once you’re approved, you may receive money in your bank account the same business day*.

As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time.

Summary

Loan Amount: $200 to $2,000

Loan Type: Installment Loan

Loan Term: ~12 months

Funding: Same business day*

Pre-Payment Available: Yes

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How It Works

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1. Submit Your Appllication


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2 Get Approved


payments

3. Get Money The Same Business Day*

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Loan Details

Loan Amount

The amount you can borrow for an Idaho Installment Loan will range between $200 and $2,000. After we review your application, we’ll let you know if you’re approved and how much you may qualify for.

Cost of Loan

Interest will be charged on your MoneyKey Idaho Installment Loan, with a maximum annual percentage rate (APR) of 295%. Your APR will depend on your exact payment schedule, which is available in your loan agreement. See the below examples for common MoneyKey loans in Idaho and their corresponding APRs.

This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time.

Term of Loan

Your loan payments typically start on your next payday and run for approximately 12 months. If you are paid monthly, you’ll have 11 scheduled installments. If you are paid weekly, bi-weekly, or semi-monthly, you’ll have 23 scheduled installments.

Here are some examples:

In this example, the APR is 290.89% for a loan of $550 with an effective date of 02/18/2021, payable in 23 bi-weekly installments.

Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
The cost of your credit as a yearly rate

290.89%

The dollar amount the credit will cost you

$1,012.83

The amount of credit provided to you on your behalf

$550.00

The amount you will have paid after you have made all payments as scheduled

$1,562.83

Payment Schedule

Payment DatePayment Amount
03/05/2021$67.96
03/19/2021$67.96

In this example, the APR is 290.41% for a loan of $550, with an effective date of 02/12/2021, payable in 11 monthly installments.

Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
The cost of your credit as a yearly rate

290.41%

The dollar amount the credit will cost you

$911.59

The amount of credit provided to you on your behalf

$550.00

The amount you will have paid after you have made all payments as scheduled

$1,461.59

Payment Schedule

Payment DatePayment Amount
02/26/2021$132.88
03/30/2021$132.87

State License

MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance's website or call (208) 332-8000.

Online Installment Loans in Idaho: Frequently Asked Questions

General Inquiries

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