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Account Login Online Installment Loans in Mississippi
Are you looking for installment loans in Mississippi from a reliable lender? You’ve come to the right place. At MoneyKey, our Mississippi Installment Loans can help you pay for those unexpected expenses that pop up in your life from time to time.
Apply now and experience our fast application process; some loans get approved in minutes. If you’re approved, we’ll typically deposit the money into your bank account the next business day*.
Not only do we make the online application process simple, we also have a team of friendly and knowledgeable Customer Care agents available to answer any loan-related questions you may have. Whether online or on the phone, we aim to provide you with outstanding customer service.
We are a state-licensed direct lender in Mississippi, so when you choose MoneyKey for your Mississippi Installment Loan, you’ll be doing business directly with us and your loan will be funded by us.
How It Works
1. Submit Your Application
2. Get Approved♦︎
3. Get Money The Next Business Day*
Loan Details
Loan Amount
The amount you can borrow for a Mississippi Installment Loan will range between $550 and $1,475. After we review your application, we’ll let you know if you’re approved and how much you may qualify for.
Cost of Loan
Interest will be charged on your MoneyKey Mississippi Installment Loan, with a maximum annual percentage rate (APR) of 295%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.
This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.
Term of Loan
The Mississippi Installment Loan term is approximately 12 months. If you receive your income bi-weekly, semi-monthly or weekly, your loan will be payable in 23 installments. If you receive your income monthly, your loan will be payable in 11 installments.
Here are some examples:
In this example, the APR is 291.19% for a loan of $1,000 with an effective date of 08/10/2017, payable in 23 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
The cost of your credit as a yearly rate 291.19% | The dollar amount the credit will cost you $1,820.88 | The amount of credit provided to you on your behalf $1,000.00 | The amount you will have paid after you have made all payments as scheduled $2,820.88 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 08/24/2017 | $122.68 | |
| 09/07/2017 | $122.68 | |
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In this example, the APR is 291.89% for a loan of $1,000 with an effective date of 09/19/2017, payable in 11 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
The cost of your credit as a yearly rate 291.89% | The dollar amount the credit will cost you $1,627.56 | The amount of credit provided to you on your behalf $1,000.00 | The amount you will have paid after you have made all payments as scheduled $2,627.56 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 10/03/2017 | $238.79 | |
| 11/03/2017 | $238.78 | |
View More | ||
State License
MoneyKey is a state-licensed direct lender in Mississippi. Loans are funded by MoneyKey – MS, Inc. and governed by all applicable laws.
Click below to view the Mississippi license.
Online Installment Loans in Mississippi: Frequently Asked Questions
To qualify for a MoneyKey Installment Loan in Mississippi, you must:
- Be at least 18 years old
- Be a US citizen or a permanent resident
- Be a resident of Mississippi
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and an active email address
Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.
If you live in another state, please check our rates page to see if other online loans such as Installment Loans, Payday Loans or Lines of Credit are available in the state that you currently live in.
Have more questions? Please refer to our general FAQ page or contact our Customer Care team at 1-866-255-1668.
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