Installment Loans in Mississippi from $550 to $1475. Poor Credit Ok!

Installment Loans in Mississippi

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Online Installment Loans in Mississippi

Are you looking for installment loans in Mississippi from a reliable lender? You’ve come to the right place. At MoneyKey, our Mississippi Installment Loans can help you pay for those unexpected expenses that pop up in your life from time to time.

Apply now and experience our fast application process; some loans get approved in minutes. If you’re approved, we’ll typically deposit the money into your bank account the next business day*.

Not only do we make the online application process simple, we also have a team of friendly and knowledgeable Customer Care agents available to answer any loan-related questions you may have. Whether online or on the phone, we aim to provide you with outstanding customer service.

We are a state-licensed direct lender in Mississippi, so when you choose MoneyKey for your Mississippi Installment Loan, you’ll be doing business directly with us and your loan will be funded by us.

Summary

Loan Amount: $550 to $1,475

Loan Type: Installment Loan

Loan Term: ~12 months

Funding: 1 business day*

Pre-Payment Available: Yes


How It Works

1. Submit Your Application

2. Get Approved♦︎

3. Get Money The Next Business Day*

Loan Details

Loan Amount

The amount you can borrow for a Mississippi Installment Loan will range between $550 and $1,475. After we review your application, we’ll let you know if you’re approved and how much you may qualify for.

Cost of Loan

Interest will be charged on your MoneyKey Mississippi Installment Loan, with a maximum annual percentage rate (APR) of 295%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.

This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

Term of Loan

The Mississippi Installment Loan term is approximately 12 months. If you receive your income bi-weekly, semi-monthly or weekly, your loan will be payable in 23 installments. If you receive your income monthly, your loan will be payable in 11 installments.

Here are some examples:

In this example, the APR is 291.19% for a loan of $1,000 with an effective date of 08/10/2017, payable in 23 bi-weekly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

291.19%

The dollar amount the credit will cost you

$1,820.88

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,820.88

Payment Schedule

Payment DatePayment Amount
08/24/2017$122.68
09/07/2017$122.68

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In this example, the APR is 291.89% for a loan of $1,000 with an effective date of 09/19/2017, payable in 11 monthly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

291.89%

The dollar amount the credit will cost you

$1,627.56

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,627.56

Payment Schedule

Payment DatePayment Amount
10/03/2017$238.79
11/03/2017$238.78

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Mississippi Disclosures

Mississippi Pamphlet

State License

MoneyKey is a state-licensed direct lender in Mississippi. Loans are funded by MoneyKey – MS, Inc. and governed by all applicable laws.

Click below to view the Mississippi license.

Mississippi state license
 

Online Installment Loans in Mississippi: Frequently Asked Questions

To qualify for a MoneyKey Installment Loan in Mississippi, you must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Mississippi
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.
If approved, we’ll typically deposit the money in your account the next business day*.
Absolutely. There’s no penalty to pay off your Installment Loan earlier than scheduled. Paying off your loan early may reduce the total finance charges you’ll owe. If you’d like to make an early payment, or a larger payment to pay down your principal, you may do so by calling us at 1-866-255-1668 or emailing customercare@moneykey.com.
You need to be a resident of Mississippi to be eligible for a Mississippi Installment Loan. Whether you live in Gulfport, or the state capital of Jackson — you can easily apply online or over the phone.

If you live in another state, please check our rates page to see if other online loans such as Installment Loans, Payday Loans or Lines of Credit are available in the state that you currently live in.

Have more questions? Please refer to our general FAQ page or contact our Customer Care team at 1-866-255-1668.

We’ve helped over 200,000 customers.Let us help you!

Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 7:00 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Disclaimers: Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – OH, Inc. is licensed as a Credit Services Organization (CSO) by the Ohio Department of Financial Institutions, Department of Commerce: CS.900134.000.  MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Finance Lenders Law License No. 60DBO43590 and California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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