Installment Loans in Mississippi

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Online Installment Loans in Mississippi

Are you looking for installment loans in Mississippi from a reliable lender? You’ve come to the right place. There may be options to apply for installment loans for bad credit in Mississippi. MoneyKey, Mississippi Installment Loans can help you pay for those unexpected expenses that pop up in your life from time to time.

Apply now and experience our fast application process; some loans get approved in minutes. If you’re approved, we’ll typically deposit the money into your bank account the next business day*.

Not only do we make the online application process simple, we also have a team of friendly and knowledgeable Customer Care agents available to answer any loan-related questions you may have. Whether online or on the phone, we aim to provide you with outstanding customer service.

We are a state-licensed direct lender in Mississippi, so when you choose MoneyKey for your Mississippi Installment Loan, you’ll be doing business directly with us and your loan will be funded by us.


Loan Amount: $550 to $2,000

Loan Type: Installment Loan

Loan Term: ~12 months

Funding: 1 business day*

Pre-Payment Available: Yes

How Mississippi Installment Loans Work

1. Submit Your Application

2. Get Approved

3. Get Money The Same Business Day*

Excellent  4 stars

Mississippi Installment Loan Details

Loan Amount

The amount you can borrow for a Mississippi Installment Loan will range between $550 and $2,000. After we review your application, we’ll let you know if you’re approved and how much you may qualify for.

Cost of Loan

Interest will be charged on your MoneyKey Mississippi Installment Loan, with a maximum annual percentage rate (APR) of 295%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.

This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

Term of Loan

The Mississippi Installment Loan term is approximately 12 months. If you receive your income bi-weekly, semi-monthly or weekly, your loan will be payable in 23 installments. If you receive your income monthly, your loan will be payable in 11 installments.

Here are some examples:

In this example, the APR is 291.19% for a loan of $1,000 with an effective date of 08/13/2020, payable in 23 bi-weekly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
The cost of your credit as a yearly rate


The dollar amount the credit will cost you


The amount of credit provided to you on your behalf


The amount you will have paid after you have made all payments as scheduled


Payment Schedule

Payment DatePayment Amount

View More

In this example, the APR is 291.89% for a loan of $1,000 with an effective date of 09/16/2020, payable in 11 monthly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
The cost of your credit as a yearly rate


The dollar amount the credit will cost you


The amount of credit provided to you on your behalf


The amount you will have paid after you have made all payments as scheduled


Payment Schedule

Payment DatePayment Amount

View More

Mississippi Disclosures

Mississippi Pamphlet

State License

MoneyKey is a state-licensed direct lender in Mississippi. Loans are funded by MoneyKey – MS, Inc. and governed by all applicable laws. For more information regarding the license status of MoneyKey – MS, Inc., please visit the National Multistate Licensing System website.

Online Installment Loans in Mississippi: Frequently Asked Questions

  • How do I qualify for a Mississippi installment loan?

    To qualify for a MoneyKey Installment Loan in Mississippi, you must:

    • Be at least 18 years old
    • Be a US citizen or a permanent resident
    • Be a resident of Mississippi
    • Have an active bank account
    • Have a regular source of income
    • Have a valid contact number and an active email address

    Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

  • Is this a payday loan?

    No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.

  • Where can I find installment loans near me?
  • If you’re looking for a personal loan for emergencies, MoneyKey offers online Installment Loans in Mississippi. Enjoy the convenience of online loans by applying for one from the comfort of your own home. Your application can take just minutes to complete, and you can start this process at whatever time of day suits you best.

  • Can I get same day funding?

    If approved, we’ll typically deposit the money in your account the next business day*.

  • Can I pay my loan off early?

    Absolutely. There’s no penalty to pay off your Installment Loan earlier than scheduled. Paying off your loan early may reduce the total finance charges you’ll owe. If you’d like to make an early payment, or a larger payment to pay down your principal, you may do so by calling us at 1-866-255-1668 or emailing

  • I don’t live in Mississippi, can I still apply for an online installment loan?

    You need to be a resident of Mississippi to be eligible for a Mississippi Installment Loan. Whether you live in Gulfport, Hattiesburg or the state capital of Jackson — you can easily apply online or over the phone.

    If you live in another state, please check our rates page to see if other online loans such as Installment Loans, Payday Loans or Lines of Credit are available in the state that you currently live in.

Have more questions? Please refer to our general FAQ page or contact our Customer Care team at 1-866-255-1668.

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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.