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Online Installment Loan in Jackson

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Apply For an Online Installment Loan in Jackson Today

As good as your financial planning abilities could be, sometimes unplanned and unexpected emergency expenses can pop up. If you find yourself in this situation, MoneyKey may be able to help! We offer Installment Loans in Jackson and throughout Mississippi between $550 and $2,500. You can pay this personal Installment Loan off in either 11 or 23 scheduled installments, depending on whether you are paid monthly, bi-weekly, semi-monthly or weekly.

The application for an Installment Loan in Jackson is easy, and it only takes a few minutes to complete. If you’re approved, you’ll have the cash you need as soon as the same business day*.

As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time.

Why Choose Online Loans from MoneyKey?

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Simple Application

  • Our online application process is quick and can take only a few minutes to complete
  • It’s easier and faster than many traditional loan applications
  • If you have internet access, you can apply online from anywhere
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Fast Approval

  • Verify your information with our friendly Customer Care team.
  • Your application may be approved in minutes.
  • Our knowledgeable Customer Care agents are here to help you with the application process 7 days a week.
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Quick Funds for Emergencies*

  • You can get money quickly to help handle unforeseen emergency expenses
  • If approved, money is deposited in your account the same business day*
  • A fast and simple way to get the cash you need, when you need it

Find out what customers have to say about MoneyKey:

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Details of Our Installment Loans in Jackson, MS

Jackson is the state capital and most populated city in Mississippi. It is named after the former President of the United States, Andrew Jackson. Though he is most well known for being the 7th President of the United States, former President Jackson also had a prominent role as General in the Battle of New Orleans in the war of 1812.

Jackson is considered to have a low cost of living. This is good news for people who live here or want to move to Jackson, as the low cost can make your money stretch a little further.

However, if you’re having a hard time dealing with an unexpected emergency expense, a MoneyKey Installment Loan in Mississippi may be what you need to keep yourself afloat! We offer Installment Loans in Jackson that might be able to help you handle an emergency bill that your savings can’t cover.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount

$550 to $2,500.

The Cost of the Loan

Interest will be charged on your Installment Loan with a maximum Annual Percentage Rate (APR) of 295%.

The purpose of this loan is to act as a stopgap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only apply for this loan in the case of an unexpected emergency.

As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time.

Payment Schedule and Length of Loan

The term of your loan will span approximately 12 months –

  • If you get paid monthly, your loan will be payable in 11 scheduled installments
  • If you get paid weekly, bi-weekly, or semi-monthly, your loan will be payable in 23 scheduled installments

The APR, repayment amount and payment schedule will vary depending on the specific details of your loan. You can find the breakdown of each payment in your loan agreement.

Here are some examples:

In this example, the APR is 291.19% for a loan of $1,000 with an effective date of 08/13/2020, payable in 23 bi-weekly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate

291.19%

The dollar amount the credit will cost you

$1,820.88

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,820.88

Payment Schedule

Payment Date Payment Amount
08/27/2020 $122.68
09/10/2020 $122.68

In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate

291.89%

The dollar amount the credit will cost you

$1,627.56

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,627.56

Payment Schedule

Payment Date Payment Amount
10/02/2020 $238.79
11/04/2020 $238.78

Mississippi Disclosures

Mississippi Pamphlet

State License

MoneyKey is a state-licensed direct lender in Mississippi. Loans are funded by MoneyKey – MS, Inc. and governed by all applicable laws. For more information regarding the license status of MoneyKey – MS, Inc., please visit the National Multistate Licensing System website.

Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in Jackson, MS?

In order to qualify for an online Loan with MoneyKey in Jackson, borrowers must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Mississippi
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

MoneyKey does not currently offer credit products with rates that allow us to lend to covered members of the U.S. armed forces and their dependents.

Can I qualify for an Installment Loan in Jackson with a bad credit score?

Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.

How long will it take to get a cash advance with a Jackson Installment Loan?

If you’re approved, your money may be deposited into your bank account as early as the same business day*.

Do I need to make an appointment in order to apply for an online Installment Loan with MoneyKey?

No, when you apply for an online Loan with MoneyKey, you won’t need an appointment. You can start the application online by clicking here. The application process is simple and may take only a few minutes to complete.

For more information, feel free to contact our Customer Care team at 1-866-255-1668. You can also find more information about us and our products and services by visiting our general FAQs page.

We’ve helped over 400,000 customers. Let us help you!