Online Installment Loan in Jackson

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Apply For an Online Installment Loan in Jackson Today

As good as your financial planning abilities could be, sometimes unplanned and unexpected emergency expenses can pop up. If you find yourself in this situation, MoneyKey may be able to help! We offer Installment Loans in Jackson and throughout Mississippi between $550 and $2,000. You can pay this personal Installment Loan off in either 11 or 23 scheduled installments, depending on whether you are paid monthly, bi-weekly, semi-monthly or weekly.

The application for an Installment Loan in Jackson is easy, and it only takes a few minutes to complete. If you’re approved, you’ll have the cash you need as soon as the next business day*.


Details of Our Installment Loans in Jackson, MS

Jackson is the state capital and most populated city in Mississippi. It is named after the former President of the United States, Andrew Jackson. Though he is most well known for being the 7th President of the United States, former President Jackson also had a prominent role as General in the Battle of New Orleans in the war of 1812.

Jackson is considered to have a low cost of living. This is good news for people who live here or want to move to Jackson, as the low cost can make your money stretch a little further.

However, if you’re having a hard time dealing with an unexpected emergency expense, a MoneyKey Installment Loan in Mississippi may be what you need to keep yourself afloat! We offer Installment Loans in Jackson that might be able to help you handle an emergency bill that your savings can’t cover.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount

$550 to $2,000.

The Cost of the Loan

Interest will be charged on your Installment Loan with a maximum Annual Percentage Rate (APR) of 295%.

The purpose of this loan is to act as a stopgap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only apply for this loan in the case of an unexpected emergency.

Payment Schedule and Length of Loan

The term of your loan will span approximately 12 months –

  • If you get paid monthly, your loan will be payable in 11 scheduled installments
  • If you get paid weekly, bi-weekly, or semi-monthly, your loan will be payable in 23 scheduled installments

The APR, repayment amount and payment schedule will vary depending on the specific details of your loan. You can find the breakdown of each payment in your loan agreement.

Here are some examples:

In this example, the APR is 291.19% for a loan of $1,000 with an effective date of 08/13/2020, payable in 23 bi-weekly installments.

  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

291.19%

The dollar amount the credit will cost you

$1,820.88

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,820.88

Payment Schedule

Payment Date Payment Amount
08/27/2020 $122.68
09/10/2020 $122.68

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In this example, the APR is 291.89% for a loan of $1,000 with an effective date of 09/16/2020, payable in 11 monthly installments.

  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

291.89%

The dollar amount the credit will cost you

$1,627.56

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,627.56

Payment Schedule

Payment Date Payment Amount
10/02/2020 $238.79
11/04/2020 $238.78

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Mississippi Disclosures

Mississippi Pamphlet

State License

MoneyKey is a state-licensed direct lender in Mississippi. Loans are funded by MoneyKey – MS, Inc. and governed by all applicable laws.

Click below to view the Mississippi license.

Mississippi state license
 

Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in Jackson, MS?

In order to qualify for an online Loan with MoneyKey in Jackson, borrowers must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Mississippi
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

MoneyKey does not currently offer credit products with rates that allow us to lend to covered members of the U.S. armed forces and their dependents.

Can I qualify for an Installment Loan in Jackson with a bad credit score?

Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.

How long will it take to get a cash advance with a Jackson Installment Loan?

If you’re approved, your money may be deposited into your bank account as early as the next business day.

Do I need to make an appointment in order to apply for an online Installment Loan with MoneyKey?

No, when you apply for an online Loan with MoneyKey, you won’t need an appointment. You can start the application online by clicking here. The application process is simple and may take only a few minutes to complete.

For more information, feel free to contact our Customer Care team at 1-866-255-1668. You can also find more information about us and our products and services by visiting our general FAQ page.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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