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Online Installment Loans in Wisconsin
If you’re looking for cash now to pay off your unexpected bills, MoneyKey may be able to help you with Installment Loans in Wisconsin. Our Wisconsin Installment Loans are ideal for when you need to pay for unexpected car and home repairs, medical emergencies and other non-recurring bills.
We’re a state-licensed direct lender in Wisconsin, so when you choose MoneyKey for your installment loan, you’ll be doing business directly with us and your loan will be funded by us.
We have a fast application process and make serving you a priority — some of our customers get approved in minutes. If you’re approved, we’ll deposit the money in your bank account as early as the next business day. In addition to accessing our secure online platform, you can reach us by phone and experience our outstanding customer service. We have a fully-staffed, friendly and knowledgeable Customer Care team available 7 days a week to answer any loan-related questions you may have.
How It Works
1. Submit Your Application
2. Get Approved♦
3. Get Money The Same Business Day*
Loan Details
Loan Amount
The amount you can borrow for a Wisconsin Installment Loan ranges between $150 and $1,000. After we review your application, we’ll let you know if you’re approved and the amount you may qualify for.
Cost of Loan
Interest will be charged on your MoneyKey Wisconsin Installment Loan, with a maximum annual percentage rate (APR) of 505%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which can be found in your loan agreement. See the below examples for common MoneyKey Installment Loans in Wisconsin and their corresponding APRs.
This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.
Term of Loan
The Wisconsin Installment Loan term is approximately 10 months. If you receive your income bi-weekly, semi-monthly or weekly, your loan will be payable in 20 installments. If you receive your income monthly, your loan will be payable in 10 installments.
Here are some examples:
In this example, the APR is 479.71% for a loan of $500 with an effective date of 01/02/2018. This is based on a loan payable in 20 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
479.71% |
The dollar amount the credit will cost you
$1,485.47 |
The amount of credit provided to you on your behalf
$500.00 |
The amount you will have paid after you have made all payments as scheduled
$1,985.47 |
Payment Schedule
| Payment Amount | Payment Date | |
|---|---|---|
| 01/19/2018 | $99.26 | |
| 02/02/2018 | $99.25 | |
|
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In this example, the APR is 476.62% for a loan of $500 with an effective date of 01/02/2018. This is based on a loan payable in 10 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
476.62% |
The dollar amount the credit will cost you
$1,296.67 |
The amount of credit provided to you on your behalf.
$500.00 |
The amount you will have paid after you have made all payments as scheduled
$1,796.67 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 01/17/2018 | $179.58 | |
| 02/21/2018 | $179.58 | |
|
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State License
MoneyKey is a state-licensed direct lender in Wisconsin. Loans are funded by MoneyKey – WI, Inc. and governed by all applicable laws.
Click below to view the Wisconsin license.
Online Installment Loans in Wisconsin: Frequently Asked Questions
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How do I qualify for a loan?
To qualify for a MoneyKey Installment Loan in Wisconsin, you must:
- Be at least 18 years old
- Be a US citizen or a permanent resident
- Be a resident of Wisconsin
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and an active email address
Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.
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Is this a payday loan?
No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.
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Can I get same day funding?
If you’re approved, we’ll typically deposit the money in your bank account the next business day*.
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Can I pay my loan off early?
Of course. In fact, we encourage it and there’s no penalty to pay off your Installment Loan earlier than scheduled. If you’d like to make an early payment, or a larger payment to pay down more of your principal, you may do so by calling us at 1-866-255-1668 or emailing customercare@moneykey.com. Paying off your loan earlier than scheduled may reduce the total amount of interest you’ll pay.
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I don’t live in Wisconsin, can I still apply for an online installment loan?
You need to be a resident of Wisconsin to be eligible for a Wisconsin Installment Loan. Whether you live in cities like Milwaukee, Kenosha or Racine – you can apply online through our secure platform or over the phone.
If you live in another state, please check our rates page to see if other online loans such as Installment Loans, Payday Loans or Lines of Credit are available in the state that you currently live in.
Have more questions? Please refer to our general FAQ page or contact our Customer Care team at 1-866-255-1668.