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Online Installment Loans in Wisconsin

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Online Installment Loans in Wisconsin

If you’re looking for cash now to pay off your unexpected bills, MoneyKey may be able to help you with Installment Loans in Wisconsin. Our Wisconsin Installment Loans are ideal for when you need to pay for unexpected car and home repairs, medical emergencies and other non-recurring bills.

We’re a state-licensed direct lender in Wisconsin, so when you choose MoneyKey for your installment loan, you’ll be doing business directly with us and your loan will be funded by us.

We have a fast application process and make serving you a priority — some of our customers get approved in minutes. If you’re approved, we’ll deposit the money in your bank account as early as the same business day.

As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time.

In addition to accessing our secure online platform, you can reach us by phone and experience our outstanding customer service. We have a fully-staffed, friendly and knowledgeable Customer Care team available 7 days a week to answer any loan-related questions you may have.

Summary

Loan Amount: $200 to $2,500

Loan Type: Installment Loan

Loan Term: ~12 months

Funding: Same business day*

Pre-Payment Available: Yes

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How It Works

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1. Submit Your Appllication


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2 Get Approved


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3. Get Money The Same Business Day*

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Loan Details

Loan Amount

The amount you can borrow for a Wisconsin Installment Loan ranges between $200 and $2,500. After we review your application, we’ll let you know if you’re approved and the amount you may qualify for.

Cost of Loan

Interest will be charged on your MoneyKey Wisconsin Installment Loan, with a maximum annual percentage rate (APR) of 295%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which can be found in your loan agreement. See the below examples for common MoneyKey Installment Loans in Wisconsin and their corresponding APRs.

This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time.

Term of Loan

The Wisconsin Installment Loan term is approximately 12 months. If you receive your income bi-weekly, or weekly, your loan will be payable in 23 bi-weekly installments, otherwise, your loan will be payable in 11 monthly installments.

Here are some examples:

In this example, the APR is 290.89% for a loan of $550 with an effective date of 02/18/2021, payable in 23 bi-weekly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate

290.89%

The dollar amount the credit will cost you

$1,012.83

The amount of credit provided to you on your behalf

$550.00

The amount you will have paid after you have made all payments as scheduled

$1,562.83

Payment Schedule

Payment Date Payment Amount
03/05/2021 $67.96
03/19/2021 $67.96

In this example, the APR is 290.41% for a loan of $550, with an effective date of 02/12/2021, payable in 11 monthly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate

290.41%

The dollar amount the credit will cost you

$911.59

The amount of credit provided to you on your behalf

$550.00

The amount you will have paid after you have made all payments as scheduled

$1,461.59

Payment Schedule

Payment Date Payment Amount
02/26/2021 $132.88
03/30/2021 $132.87

State License

MoneyKey is a state-licensed direct lender in Wisconsin. Loans are funded by MoneyKey – WI, Inc. and governed by all applicable laws.

Click below to view the Wisconsin license.

Wisconsin state license

Online Installment Loans in Wisconsin: Frequently Asked Questions

General Inquiries

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