Received mail offer?   |   Log In

Privacy Policy

Rev. February 1 2017

Please note that this Privacy Policy is supplemented by MoneyKey’s Online Privacy Policy which describes our online practices and applies to anyone who visits our website and/or any MoneyKey-branded social media sites or pages. Please refer to that document to understand how MoneyKey manages personal information provided to MoneyKey through our website.


FACTS

WHAT DO 2288984 ONTARIO INC., 2262011 ONTARIO-HOLDINGS, INC., 2262011 ONTARIO – DELAWARE, INC., MONEYKEY – AL, INC., MONEYKEY – DE, INC., MONEYKEY – IL, INC., MONEYKEY – KS, INC., MONEYKEY – MD, INC., MONEYKEY – MO, INC., MONEYKEY – NM, INC., MONEYKEY – OH, INC., MONEYKEY – SC, INC., MONEYKEY – SD, INC., MONEYKEY – TX, INC., MONEYKEY – UT, INC. (COLLECTIVELY REFERRED TO HERE AS “MONEYKEY”) DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The type of personal information we collect and share depends on the product or service you apply for with MoneyKey. This information can include:

  • Social Security Number and bank account information
  • Account balances and income
  • Payment history and credit history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason MoneyKey chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes MoneyKey share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes– offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – about your creditworthinessYesYes
For our affiliates to market to youYesYes
For non-affiliates to market to youYesYes

To limit our sharing

PLEASE NOTE:

If you are a new customer, we can begin sharing your information 30 days from the date you are made aware of this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?


Who we are

Who is providing this notice?

MoneyKey, and its Affiliates, is providing this notice, and it applies to all loans and lines of credit made, arranged, serviced or guaranteed by MoneyKey and its Affiliates, and all products and services offered in connection with such loans and lines of credit.


What we do

How does MoneyKey protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does MoneyKey collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or line of credit
  • give us your income information
  • tell us where to send the money
  • provide account information
  • provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • 2288984 Ontario Inc.,
  • 2262011 Ontario Holdings, Inc.
  • 2262011 Ontario-Delaware, Inc.
  • MoneyKey – AL, Inc.
  • MoneyKey – DE, Inc.
  • MoneyKey – IL, Inc.
  • MoneyKey – KS, Inc.
  • MoneyKey – MD, Inc.
  • MoneyKey – MO, Inc.
  • MoneyKey – NM, Inc.
  • MoneyKey – OH, Inc.
  • MoneyKey – SC, Inc.
  • MoneyKey – SD, Inc.
  • MoneyKey – TX, Inc.
  • MoneyKey – UT, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include other lenders and direct marketing companies.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners can include institutions such as other lenders or marketers.

Other important information

If we extend credit to a consumer, or guarantee credit offered to a consumer by an unaffiliated 3rd party lender, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider any information collected about these additional accounts as part of the consumer’s application and may use such information in our underwriting processes.

Use of Auto-Dialers — MoneyKey, and/or our affiliates, may contact you via text messages and/or telephone calls at the telephone number you provided using auto-dialers and/or pre-recorded messages.

California residents — California law requires financial institutions to obtain your consent prior to sharing your personal information with non-affiliated third parties. If you are a resident of California, we will not share information we collect about you with non-affiliated third parties without your consent, except as permitted by law.

We’ve helped over 200,000 customers.Let us help you!

Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:30 PM ET from Monday through Thursday, or before 7:00 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Disclaimers: Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – OH, Inc. is licensed as a Credit Services Organization (CSO) by the Ohio Department of Financial Institutions, Department of Commerce: CS.900134.000.  MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Finance Lenders Law License No. 60DBO43590 and California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

Download Our Mobile App

Download MoneyKey app on Apple iTunes icon Download MoneyKey app on Google Play icon