MoneyKey Resource Center

Find helpful resources such as our FAQs, glossary, articles, blog posts and information about our scholarship program.

FAQs

Have a question? We’ve put together some FAQs to answer some commonly asked questions.

Find Financial Assistance and Savings Near You

MoneyKey has partnered with SpringFour, a free online tool that may be able to connect you with resources in your community to help guide you through managing your finances.

Blog

Check out our blog for practical and interesting information including budgeting and savings tips!

Articles

Curious about what an installment loan is or how you can budget on an irregular income? Read through our articles for some helpful information about personal finance.

Scholarship

Interested in applying for the $1,000 MoneyKey Key Thinkers Scholarship designed to reward post-secondary students for their academic achievements? Click to learn more!

Glossary

Visit our glossary for definitions of some commonly used financial terms.

More Resources

We also encourage you to take a look at the resources below to learn more about important borrowing-related information.

Featured Blog Posts

Furlough Vs. Layoff: How to Handle Unpaid Time off

You’ve probably heard of living paycheck to paycheck, but what about living no-paycheck to no-paycheck? For 35 days, that’s exactly what [...]

Posted on Mar 27, 2019 by MoneyKey

12 Simple Ways To Save Money On Your Monthly Utility Bills

Whether sent through snail mail or via an email attachment, the utility bills you receive every month are a thorn in your side. [...]

Posted on Jun 18, 2021 by MoneyKey

5 Lending Alternatives to Mainstream Banks

Some people would take a trip to their local bank branch and ask for help. If they have a prime credit score and positive financial history with their bank, they’ll likely get a loan without delay. [...]

Posted on Mar 28, 2019 by MoneyKey

To read more about similar topics, please visit our blog page.

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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

^†As you move through your credit journey, your account may become eligible for reduced charges and/or increased credit limits/loan amounts based on good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility.

Depending on your state of residence, applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

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