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Financial Articles

Find articles on personal finance and tips to budget effectively.


Online Payday Loans

Online payday advances are short-term, small-dollar personal loans that are paid back on your next pay date.

6 Benefits of Online Installment Loans

Benefits of Online Installment Loans

What are Medical Loans and Should You Apply for One?

What you need to know about personal loans for medical expenses.

Home Equity Line of Credit vs. Home Equity Loan: What are the Differences?

We look at some important details of home equity loans and lines of credit.

4 Home Repair Financing Options

Different options to get funds for a home repair.

3 Alternatives to Payday Loans

Potential alternatives to payday loans.

How to Apply for an Online Line of Credit

Important steps to applying for an online line of credit.

What are Unsecured Loans?

Defining unsecured loans.

Understanding Payday Loans

Understand How Payday Loans Work Before You Apply For One

Choosing an In-Store or Online Lending Company

How to Carefully Choose A Loan Provider

Personal Line of Credit

A Rainy-Day Fund for Now – Or for Later

Choosing an Online Lending Company

Important questions to ask when choosing an online lender.

How to Manage Your Financial Health

Financial Health and Staying out of Debt

5 Important Things to Know About Online Loans

Here are some important things to know about online loans and the online borrowing process.

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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

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