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Financial Articles

Find articles on personal finance and tips to budget effectively.

 

Online Payday Loans

Online payday advances are short-term, small-dollar personal loans that are paid back on your next pay date.

Personal Line of Credit

A Rainy-Day Fund for Now – Or for Later

Choosing an Online Lending Company

Important questions to ask when choosing an online lender.

How to Manage Your Financial Health

Financial Health and Staying out of Debt

5 Important Things to Know About Online Loans

Here are some important things to know about online loans and the online borrowing process.

What is Identity Theft and What to Do if Your Identity is Stolen

How to manage identity theft.

How to Save Money on a Tight Budget in 2021

An Actionable Guide to Save Money

How to Pay Off Debt – 4 Tips

Tips to help you deal with debt.

4 Ways to Use a Short-Term Personal Loan

Different scenarios where a personal loan might be appropriate.

Should You Apply for Small Personal Loans Online or in Person?

Learn more about applying for loans online vs. in person.

How to Prepare for a Financial Emergency

How to handle some common financial emergencies.

What are Job Scams and How to Avoid Them

Looking at ways to avoid job scams.

What to do After Paying Off Student Loan Debt

What should you do with your money once you've paid off student loan debts?

5 Tips to Help with Paying Off Credit Card Debt

Useful tips to help pay off credit card debt.

The 50-30-20 Budget Rule: What is it and How Can it Help Me?

Learn more about the 50-30-20 budget method.

How to Spot Gift Card Scams When Searching for Online Loans

What to look out for to spot gift card scams.

Short on Cash?

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*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

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