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Financial Articles

Find articles on personal finance and tips to budget effectively.


Online Payday Loans

Online payday advances are short-term, small-dollar personal loans that are paid back on your next pay date.

How Does Closing a Credit Card Affect your Credit Score?

Learn more about some of the ways in which closing a credit card may affect your credit score.

What is Money Laundering and How Does it Work?

As many times as you’ve seen the concept of money laundering pop up in movies and TV, do you have any idea of what it actually is and how it works? Essentially, it’s a process used by criminals to try to hide the fact that their income comes from illegal sources. This means that the […]

Applying for a Personal Loan in 5 Steps

We go over some of the key steps involved when you’re applying for a personal loan.

What are the Potential Effects of Bad Credit?

We take a closer look at potential consequences of having a low credit score.

5 Ways to Save Money on a Tight Budget for Beginners

Check out these tips to help you save money!

Choosing an In-Store or Online Lending Company

How to Carefully Choose A Loan Provider

Choosing an Online Lending Company

Important questions to ask when choosing an online lender.

5 Important Things to Know About Online Loans

Here are some important things to know about online loans and the online borrowing process.

Line of Credit vs Installment Loan

We could all use some extra cash to help us out

Ultimate Budgeting Guide

Learn more about different budgeting methods.

Personal Line of Credit

A Rainy-Day Fund for Now – Or for Later

6 Benefits of Online Installment Loans

Benefits of Online Installment Loans

What are Medical Loans and Should You Apply for One?

What you need to know about personal loans for medical expenses.

Home Equity Line of Credit vs. Home Equity Loan: What are the Differences?

We look at some important details of home equity loans and lines of credit.

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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

As you move through your credit journey, your account may become eligible for reduced charges and/or increased credit limits/loan amounts based on good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility.

Depending on your state of residence, applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

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