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Financial Articles

Find articles on personal finance and tips to budget effectively.


Online Payday Loans

Online payday advances are short-term, small-dollar personal loans that are paid back on your next pay date.

How to Manage Your Financial Health

Financial Health and Staying out of Debt

How to Save Money on a Tight Budget in 2021

An Actionable Guide to Save Money

How to Pay Off Debt – 4 Tips

Tips to help you deal with debt.

4 Ways to Use a Short-Term Personal Loan

Different scenarios where a personal loan might be appropriate.

Should You Apply for Small Personal Loans Online or in Person?

Learn more about applying for loans online vs. in person.

How to Prepare for a Financial Emergency

How to handle some common financial emergencies.

What are Job Scams and How to Avoid Them

Looking at ways to avoid job scams.

What to do After Paying Off Student Loan Debt

What should you do with your money once you've paid off student loan debts?

5 Tips to Help with Paying Off Credit Card Debt

Useful tips to help pay off credit card debt.

The 50-30-20 Budget Rule: What is it and How Can it Help Me?

Learn more about the 50-30-20 budget method.

How to Spot Gift Card Scams When Searching for Online Loans

What to look out for to spot gift card scams.

Different Types of Personal Loans

We look at the ins out and outs of some common types of personal loans.

What is an Online Loans Direct Lender?

Learn more about online direct lenders.

Consumer Loan: What You Need to Know

We dive into what you need to know about consumer loans.

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*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

As you move through your credit journey, your account may become eligible for reduced charges and/or increased credit limits/loan amounts based on good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility.

Depending on your state of residence, applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

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MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

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