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Financial Articles

Find articles on personal finance and tips to budget effectively.


Online Payday Loans

Online payday advances are short-term, small-dollar personal loans that are paid back on your next pay date.

Different Types of Personal Loans

We look at the ins out and outs of some common types of personal loans.

What is an Online Loans Direct Lender?

Learn more about online direct lenders.

Consumer Loan: What You Need to Know

We dive into what you need to know about consumer loans.

Different Types of Bank Accounts and How Many You Should Have

Learn more about common types of bank accounts.

Should you Consider Cosigning a Loan?

Important details surrounding cosigning a loan.

What is a 5 Year Financial Plan and How do You Create One?

Putting together a 5 year financial plan.

7 Tips to Help You Finance Higher Education

Some tips to help you pay your way through college.

How to Get a Personal Loan if You are Self-Employed

It may be a little more work, but it's possible.

Online Emergency Loans: Personal Loans for Unexpected Expenses

How can online emergency loans help you?

4 Things to Consider When You Can’t Pay Your Bills

Things to consider when you can't pay your bills.

6 Ways to Earn Extra Money from Home

Learn to earn money without leaving your home.

How to Manage Your Finances After Job Loss

How to recover from experiencing job loss.

Hard vs. Soft Credit Inquires: Knowing the Difference Matters

We explain the differences between hard and soft credit inquiries.

Bad Credit Auto Loans: Getting a Car with Bad Credit

See how you could qualify for an auto loan with bad credit today.

Benefits of Opening a Line of Credit

Looking at the potential upside of opening a line of credit.

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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

As you move through your credit journey, your account may become eligible for reduced charges and/or increased credit limits/loan amounts based on good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility.

Depending on your state of residence, applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

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