Installment Loans in Missouri

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Online Installment Loans in Missouri

Do you need money right now to pay for unexpected expenses? MoneyKey can help you borrow funds in Missouri. When you choose MoneyKey for Installment Loans in Missouri, you’ll be doing business with a reliable, state-licensed direct lender.

Click “Apply now” to start your application process – it only takes minutes to apply. If you’re approved, you can receive money in your bank account as early as the next business day*.

We have a fully-staffed, friendly and knowledgeable Customer Care team working 7 days a week to answer any loan-related questions you may have throughout the borrowing and repayment process.

Summary

Loan Amount: $150 to $1000

Loan Type: Installment Loan

Loan Term: ~10 months

Funding: 1 business day*

Pre-Payment Available: Yes

Loan Details

Loan Amount

The amount you can borrow will range between $150 and $1,000. After we review your application, we’ll let you know if you’re approved and how much you qualify for.

Cost of Loan

Interest will be charged on your MoneyKey Missouri Installment Loan, with a maximum Annual Percentage Rate (APR) of 505%. The APR is the cost of credit expressed as a yearly rate. Your APR will depend on your exact payment schedule, which is available in your loan agreement. 

This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

Term of Loan

Your loan payments typically start on your next payday and run for approximately 10 months. If you are paid monthly, you’ll have 10 scheduled installments. If you are paid weekly, bi-weekly, or semi-monthly, you’ll have 20 scheduled installments.

Here are some examples:

In this example, the APR is 479.71% for a loan of $500, with an effective date of 01/02/2018, payable in 20 bi-weekly installments.

  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

479.71%

The dollar amount the credit will cost you

$1,485.47

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,985.47

Payment Schedule

Payment Date Payment Amount
01/19/2018 $99.26
02/02/2018 $99.25

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In this example, the APR is 476.62% for a loan of $500, with an effective date of 01/02/2018, payable in 10 monthly installments.

  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

476.62%

The dollar amount the credit will cost you

$1,296.67

The amount of credit provided to you on your behalf.

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,796.67

Payment Schedule

Payment Date Payment Amount
01/17/2018 $179.58
02/21/2018 $179.58

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State License

MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.

Click image below to view our Missouri license.

 

Online Installment Loans in Missouri: Frequently Asked Questions

To qualify for a MoneyKey Installment Loan in Missouri, you must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Missouri
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.
If approved, you’ll typically receive your money the next business day*.
Yes, and there’s no penalty to pay off your Missouri Installment Loan earlier than scheduled. If you’d like to make an early payment, or a larger payment to pay down more of your principal, you may do so by calling us at 1-866-255-1668 or email customercare@moneykey.com. Paying off your loan early may reduce the total finance charges you’ll pay.
To be eligible for a Missouri Installment Loan, you need to be a resident of Missouri. Whether you live in the busy cities of St. Louis or Kansas City, or in a quiet town like Joplin, we make applying for online Installment Loans in Missouri fast and secure.

If you live in another state, please check our rates page to see if other online loans such as Installment Loans, Payday Loans or Lines of Credit are available in the state that you currently live in.

Have more questions? Please refer to our general FAQ page or contact our Customer Care team at 1-866-255-1668.

We’ve helped over 200,000 customers.Let us help you!

Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 7:00 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Disclaimers: Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – OH, Inc. is licensed as a Credit Services Organization (CSO) by the Ohio Department of Financial Institutions, Department of Commerce: CS.900134.000.  MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Finance Lenders Law License No. 60DBO43590 and California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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