State License
MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.
Click image below to view our Missouri license.
MoneyKey is a reliable, state-licensed direct lender for online installment loans in Missouri. Our online application process only takes a few minutes to complete. If approved, you can have money deposited into your bank account the same business day*.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
Whenever you need money to pay for unexpected expenses, MoneyKey can help you borrow funds in Missouri. We have a friendly and knowledgeable Customer Care team working 7 days a week to answer any loan-related questions you may have throughout the borrowing and repayment process.
Loan Amount: $200 to $2,000
Loan Type: Installment Loan
Loan Term: ~12 months
Funding: Same business day*
Pre-Payment Available: Yes
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The amount you can borrow will range between $200 and $2,000. After we review your application, we’ll let you know how much you qualify for.
Interest will be charged on your MoneyKey Missouri Installment Loan, with a maximum annual percentage rate (APR) of 295%. The APR is the cost of credit expressed as a yearly rate. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.
This loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
Your loan payments typically start on your next pay date and run for approximately 12 months. If you are paid monthly, you’ll have 11 scheduled installments. If you are paid weekly, bi-weekly, or semi-monthly, you’ll have 23 scheduled installments.
In this example, the APR is 291.19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
The cost of your credit as a yearly rate 291.19% | The dollar amount the credit will cost you $1,820.88 | The amount of credit provided to you on your behalf $1,000.00 | The amount you will have paid after you have made all payments as scheduled $2,820.88 |
| Payment Date | Payment Amount |
|---|---|
| 08/27/2020 | $122.68 |
| 09/10/2020 | $122.68 |
In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
The cost of your credit as a yearly rate 291.89% | The dollar amount the credit will cost you $1,627.56 | The amount of credit provided to you on your behalf $1,000.00 | The amount you will have paid after you have made all payments as scheduled $2,627.56 |
| Payment Date | Payment Amount |
|---|---|
| 10/02/2020 | $238.79 |
| 11/04/2020 | $238.78 |
MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.
Click image below to view our Missouri license.
To qualify for a MoneyKey Installment Loan in Missouri, you must:
Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.
MoneyKey offers online Installment Loans in Missouri with a fast application process. You can start your application from anywhere you get internet, 24 hours a day, 7 days a week. You won’t need to worry about wait times, business hours, or appointments in order to begin the application process.
For details on specific funding cut-off times, visit MoneyKey’s FAQs here.
Yes, and there’s no penalty to pay off your Missouri Installment Loan earlier than scheduled. If you’d like to make an early payment, or a larger payment to pay down more of your principal, you may do so by calling us at 1-866-255-1668 or email customercare@moneykey.com. Paying off your loan early may reduce the total finance charges you’ll pay.
To be eligible for a Missouri Installment Loan, you need to be a resident of Missouri. Whether you live in the busy cities of St. Louis or Kansas City, or in a quiet town like Joplin, we make applying for online Installment Loans in Missouri fast and secure. If you live in another state, please check our Products & Services to see if other online loans such as Installment Loans or Lines of Credit are available in the state that you currently live in.
Have more questions? Please refer to our general FAQs page or contact our Customer Care team at 1-866-255-1668.