Online Installment Loan in St. Louis

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Online Installment Loans in St. Louis

Have you run into an emergency expense and don’t have the funds saved up to deal with it? If so, MoneyKey is here to help! We offer Installment Loans in St. Louis and throughout Missouri between $150 and $1,000 to help you handle unforeseen expenses that your emergency savings can’t cover. This personal Installment Loan is paid off in approximately 10 months, depending on whether you are paid monthly, semi-monthly, bi-weekly or weekly.

We make the application process for Installment Loans in St. Louis simple and fast. It only takes a few minutes to complete the application, and if you’re approved, you’ll have the cash you need as soon as the next business day.

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Details of Our Installment Loans in St. Louis, MO

It’s impossible to talk about St. Louis and not mention the Gateway Arch. The tallest human-made monument in the country (and the tallest arch in the world) was created by the renowned architect Eero Saainen and celebrates Thomas Jefferson’s vision and the role of St. Louis in the expansion of the US to the West.

Who wouldn’t like to live in the Gateway to the West? St. Louis is undoubtedly a great city to live in with its historical past and exciting places to visit. However, even residents of this amazing city may not be able to prevent unforeseen financial events. Whether it’s a car crash, an unexpected health problem or even a broken refrigerator, at times, many of us may need money urgently for an unexpected expense. A MoneyKey Installment Loan in Missouri may be able to help! We offer St. Louis Installment Loans that might be able to help you handle an emergency bill that your savings won’t cover.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount of Our Installment Loan in St. Louis

You can borrow between $150 to $1,000 with our Installment Loan in St. Louis.

Annual Percentage Rate (APR) or Interest Rates

The maximum APR is 499%. If you are approved for a loan, specific loan details will be outlined in your loan agreement.

The purpose of this loan is to act as a stop-gap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only use this loan in the case of an unexpected emergency.

Payment Schedule and Length of Loan

The term of your loan will span approximately 10 months.

You can expect 10 scheduled installments over this period if you get paid monthly.

If you’re paid weekly, bi-weekly, or semi-monthly, you can expect 20 scheduled installments.

Here are some examples:

In this example, the APR is 479.71% for a loan of $500, with an effective date of 01/02/2018, payable in 20 bi-weekly installments.
 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

479.71%

The dollar amount the credit will cost you

$1,485.47

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,985.47

Payment Schedule

Payment DatePayment Amount
01/19/2018$99.26
02/02/2018$99.25

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In this example, the APR is 476.62% for a loan of $500, with an effective date of 01/02/2018, payable in 10 monthly installments.
 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

476.62%

The dollar amount the credit will cost you

$1,296.67

The amount of credit provided to you on your behalf.

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,796.67

Payment Schedule

Payment DatePayment Amount
01/17/2018$179.58
02/21/2018$179.58

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State License

MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.

Click image below to view our Missouri license.

Missouri state license

Online Installment Loans in Missouri: Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in St. Louis, MO?

In order to qualify for an online Loan with MoneyKey in St. Louis, borrowers must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Missouri
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

Can I qualify for an Installment Loan in St. Louis with a bad credit score?

Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.

How long will it take to get a cash advance with a St. Louis Installment Loan?

If you’re approved, your money may be deposited into your bank account as early as the next business day*.

Do I need to make an appointment in order to apply for an online Installment Loan with MoneyKey?

You do not need to make an appointment if you’d like to apply for an online Loan with MoneyKey. To start the application process online you can click here. The application process is simple and may take only a few minutes to complete.

Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and our products by visiting our general FAQ page.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds will typically be deposited into your bank account by the next business day (or the same business day depending on the credit product). Timing of funding varies by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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