Online Installment Loans in Kansas City, MO

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Online Installment Loans in Kansas City

Emergency expenses are never fun to deal with, but if you find yourself facing one, MoneyKey may be able to help. If approved, you can get an Installment Loan in Kansas City and throughout Missouri between $200 and $2,000 to help you deal with the financial fallout from an emergency when you don’t have an emergency fund in place. You can pay this personal Installment Loan off in either 11 or 23 scheduled installments, depending on whether you are paid monthly or bi-weekly, semi-monthly or weekly.

Applying for an Installment Loan in Kansas City with MoneyKey is a simple process. The application only takes a few minutes to complete, and if you’re approved, you could have the cash you need as soon as the same business day*.

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Details of Our Installment Loans in Kansas City, MO

Missouri is a diverse state with a rich history in many different realms. Birthplace of famous writers like Mark Twain and Maya Angelou, it’s also known for American staples like Budweiser and barbecue.

When it comes to the workforce, a good chunk of the fastest growing jobs in 2019 were in the healthcare industry. And anyone working in this field knows how difficult an unexpected medical emergency can be to handle financially, especially when you don’t have an emergency fund at the ready. Luckily, an Installment Loan in Missouri with MoneyKey may be able to help! We offer a Kansas City Installment Loan that can help you take care of an emergency expense when you don’t have the savings to cover it.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount of Our Installment Loan in Kansas City

$200 to $2,000

Annual Percentage Rate (APR) or Interest Rates

Interest will be charged on your Installment Loan with a maximum APR of 295%. If you are approved for a loan, specific loan details will be outlined in your loan agreement.

This product is an expensive form of credit that’s only meant to be used as a stopgap to cover unexpected expenses, not to meet long-term financial needs.

Payment Schedule and Length of Loan

The term of your loan will span approximately 12 months.

  • If you’re paid monthly, you can expect 11 scheduled installments
  • If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your term to include 23 scheduled installments

Here are some examples:

In this example, the APR is 291.19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments.
  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

291.19%

The dollar amount the credit will cost you

$1,820.88

The amount of credit provided to you on your behalf

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,820.88

Payment Schedule

Payment Date Payment Amount
08/27/2020 $122.68
09/10/2020 $122.68

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In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.
  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

291.89%

The dollar amount the credit will cost you

$1,627.56

The amount of credit provided to you on your behalf.

$1,000.00

The amount you will have paid after you have made all payments as scheduled

$2,627.56

Payment Schedule

Payment Date Payment Amount
10/02/2020 $238.79
11/04/2020 $238.78

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State License

MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.

Missouri state license

Online Installment Loans in Kansas City: Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in Kansas City, MO?

In order to qualify for an online loan with MoneyKey in Kansas City, borrowers must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Missouri
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

Can I qualify for an Installment Loan in Kansas City with a bad credit score?

Yes, you may. If you’re able to meet the minimum requirements listed above, you may be able to qualify for an Installment Loan in Kansas City with MoneyKey.

How long will it take to get a cash advance with a Kansas City Installment Loan?

If approved, your funds may be deposited into your bank account as soon as the same business day.

Do I need an appointment in order to apply for an online Installment Loan with MoneyKey?

No, no appointment will be necessary when you apply for an online loan with MoneyKey. Enjoy the convenience of starting your application any time of the day or week and applying online from anywhere you get internet. You can start the application online by clicking here. The application is simple and may take only a few minutes to complete.

Even once you’ve done your due diligence, applying for a personal installment loan is still a decision you need to approach carefully. At MoneyKey, we want to make this process as smooth as possible for you. If you need additional guidance or have any questions about the application or borrowing process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help you. You can also find more information about us and our products and/or services by visiting our general FAQs page.

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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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