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Financial Health

September 5, 2018 by MoneyKey

Financial Health and Staying out of Debt

MoneyKey is not a long-term debt solution and we want you to work your way to being financially sound. In times of need, we may be the right solution for you. We understand and sympathize that debt can be paralyzing and cause stress. The professional organizations below can help you.

The Federal Deposit Insurance Corporation (FDIC) provides financial education and resources through their Adult Education Program, Money Smart. Further information can be found at www.fdic.gov. If you are having significant financial trouble and need professional assistance, please do not hesitate to contact the National Foundation for Credit Counseling at www.nfcc.org or 1-800-388-2227. Also, the United States Justice Department lists approved credit counseling services by state and judicial district at www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm.


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Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds will typically be deposited into your bank account by the next business day (or the same business day depending on the credit product). Timing of funding varies by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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