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Financial Health

Financial Health and Staying out of Debt

financial-healthMoneyKey is not a long-term debt solution and we want you to work your way to being financially sound. In times of need, we may be the right solution for you. We understand and sympathize that debt can be paralyzing and cause stress. The professional organizations below can help you.

The Federal Deposit Insurance Corporation (FDIC) provides financial education and resources through their Adult Education Program, Money Smart. Further information can be found at If you are having significant financial trouble and need professional assistance, please do not hesitate to contact the National Foundation for Credit Counseling at or 1-800-388-2227. Also, the United States Justice Department lists approved credit counseling services by state and judicial district at

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Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 6:30 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Disclaimers: Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Finance Lenders Law License No. 60DBO43590 and California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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