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Need Money Before Payday? Here Are 4 Ways to Potentially Get Cash Fast

It may not always be easy to make your money last until your next payday. Sometimes you can have your finances all planned out, but as good as your financial planning abilities may be, you may run into an unexpected emergency expense that throws you for a loop. Medical expenses, car or home repairs or other emergencies can come out of nowhere, and you may have to revise your budget to pay for these unexpected emergencies. What can then sometimes happen is that you may end up needing money before payday and you have no idea where to turn to. What can you do about it? Let’s take a look at a few of the ways that you can make more money or alternatively, apply for a loan, to handle the unexpected expenses that life may throw your way.

1. Use Your Talents to Freelance

A great way to start making extra money is to advertise your talents online. You can turn a talent that you may have only thought of as a hobby into a business or even a career. Maybe you know another language and can translate text, maybe you can teach English, maybe you can take photos or even build a website. In order to capitalize on your talents, your first step is to let people know what work you are offering. To make this happen you will likely need to advertise online through websites like Fiverr, Upwork or through a social media account. If you have an entrepreneurial spirit and talents that you want to market, freelancing may suit you well. In some instances, freelancing may be a great opportunity to get paid immediately after you complete your advertised service. However, you may need to build up your client base as it might take you some time to create online credibility, and for people to learn about your talent and start ordering your services.

2. Consider a Side Hustle

Not everybody may want to market, sell or freelance their skills. Instead, you may be interested in starting a side hustle. With technology today, there are a number of ways to start a side hustle. Two of the most common ones – rideshares and Turo – can be a great alternative to increase your earnings. If you drive to work and are willing to offer a seat in your car, you can easily get paid to do so. Nowadays, there are several ridesharing websites that you can take advantage of and make money while you commute to work.

Alternatively, if you don’t drive to work, you may want to consider another option – Turo. Turo is a service that allows you to share your car while you are not using it. Let’s say you work weekdays and you don’t need your car because you take the bus to work or you are travelling, and your car is going to be parked. Why not make some extra cash? You can sign up for Turo and get paid every time someone uses your car.

3. Research a Quick Paying App

There are a variety of apps that you could rely on to borrow a small amount of money before payday. Apps like Earnin or Dave are easy to use, and you may be eligible to withdraw up to a certain amount of money before your payday. By successfully repaying, you build up your history through these apps, and you may even qualify for more money. These apps will provide money a few days before your payday. The process is also quite simple. Once you download the app, you will be asked to link your bank account to the app. They will then analyse your income and payment history, and if you are eligible you will be automatically funded up to $100. On your next payday, the money you owe them will be automatically withdrawn from your bank account. Make sure you fully understand how the process works before you sign up for one of these services.

4. Try Selling Your Used Clothes or Furniture

How about a spring-cleaning of your home? It is always good to clear some clutter, especially when you can make some money out of it. Most of us collect a lot of things over the years and those can sometimes end up being the things that we barely use. You know the saying – One person’s junk is another person’s treasure. In today’s world, with a quick online search you can find several stores that buy used clothes or even furniture. These stores can be brick and mortar or exclusively online. Most of the physical stores offer cash immediately, but if you use exclusively online options, you may have to wait for some time for the money to be in your bank account.

Making money by selling your used clothes or furniture all depends on what you are selling and the condition the things are in. This option may be a good choice if you can and want to sell your belongings. If you have some old clothes or furniture, this may be a great option to make some extra money, not to mention, getting rid of some clutter.

Get Money Before Your Next Pay Date with MoneyKey

As discussed above, there are many ways that you can make extra money. As another option, you might want to consider a cash advance from MoneyKey. You might be thinking, “what is a cash advance?” If you need cash to cover your unexpected expenses that pop up between paychecks, like medical expenses or any other emergency, a cash advance from MoneyKey might be a suitable solution. You can provide some details, confirm a few requirements, and go though the online process to see if you qualify. If you are approved, the money can be in your bank account as soon as the next business day. This may help you pay for your emergency expense.

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