Online Installment Loan in Boise

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Online Installment Loans in Boise

Have you ever been short on money when facing an unexpected emergency? If so, MoneyKey may be able to help! We offer personal Installment Loans in Boise and throughout Idaho between $150 and $1,000. You can pay off this personal Installment Loan in approximately 10 months.

The application for an Installment Loan in Boise is simple, and it only takes a few minutes to complete. If you’re approved, you’ll have the cash you need as early as the next business day*.

Details of Our Installment Loans in Boise, ID

Boise is the state capital of Idaho and has an estimated population of 234,576 people. The city has been one of the fastest-growing places in the U.S., growing at a rate of 1.25% per year.1

With its population growth, Boise is experiencing a rise of its cost of housing, with home prices being increased by 14.5% in just one year.2

With all the fast-paced growth happening in Boise and the rise of the cost of housing, you may have a harder time dealing with emergency expenses, especially if you don’t have enough in your savings. Perhaps you have to deal with home repairs you hadn’t budgeted for, or maybe a medical emergency. In these instances, a MoneyKey Installment Loan in Idaho may be able to help! We offer Boise Installment Loans that might be able to help you handle an emergency expense that your savings won’t cover.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount of Our Installment Loan in Boise

You can borrow between $150 to $1,000 for our Installment Loan in Boise.

Annual Percentage Rate (APR) or Interest Rates

The maximum APR is 505%. If you are approved for a loan, specific loan details will be outlined in your loan agreement.

The purpose of this loan is to act as a stopgap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only use this loan in the case of an unexpected emergency.

Payment Schedule and Length of Loan

The term of your loan will span approximately 10 months, and you can expect 10 scheduled installments over this period if you get paid monthly.

If you’re paid weekly, bi-weekly, or semi-monthly, you can expect 20 scheduled installments.

Here are some examples:

In this example, the APR is 479.71% for a loan of $500 with an effective date of 01/02/2018, payable in 20 bi-weekly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

479.71%

The dollar amount the credit will cost you

$1,485.47

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,985.47

Payment Schedule

Payment DatePayment Amount
01/19/2018$99.26
02/02/2018$99.25

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In this example, the APR is 476.62% for a loan of $500, with an effective date of 01/02/2018, payable in 10 monthly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

476.62%

The dollar amount the credit will cost you

$1,296.67

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,796.67

Payment Schedule

Payment DatePayment Amount
01/17/2018$179.58
02/21/2018$179.58

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State Licensed Direct Lender

MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance’s website or call (208) 332-8000.

Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in Boise, ID?

In order to qualify for an online Loan with MoneyKey in Boise, borrowers must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Idaho
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

Can I qualify for an Installment Loan in Boise with a bad credit score?

Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.

How long will it take to get a cash advance with a Boise Installment Loan?

If you’re approved, your money may be deposited into your bank account as early as the next business day*.

Do I need to make an appointment in order to apply for an online Installment Loan with MoneyKey?

You do not need to make an appointment if you’d like to apply for an online Loan with MoneyKey. To start the application process online you can click here. The application is simple and it may take only a few minutes to complete.

Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and our products by visiting our general FAQ page.

1 https://worldpopulationreview.com/us-cities/boise-id-population
2 https://boisedev.com/news/2020/02/24/boise-home-prices-rentals

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Not all applications are approved; duration of approval process may vary. Loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

* If approved, any requested funds will typically be deposited into your bank account within one (1) to two (2) business days. The date and time funds are made available to you by your bank are subject to your bank's policies.

MoneyKey reserves the right to assess your creditworthiness periodically.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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