When unexpected expenses or repairs come your way, it can be very stressful. Thankfully, MoneyKey is here and we may be able to support you. We offer Installment Loans in Idaho Falls and throughout Idaho between $200 to $2,500. Installment loans can be a safety net during stressful situations as they may be able to help you pay for emergency expenses when you’re short on savings.
The repayment for a personal Installment Loan in Idaho Falls typically begins following your next payday. The loan term is approximately 12 months. Scheduled payments are in 11 or 23 installments based on how you are paid: weekly, bi-weekly, or semi-monthly.
MoneyKey simplifies the installment loan process with easy-to-apply online installment loans in Idaho Falls. In just a few minutes, you can complete your application, and if you’re approved, you may have your cash as soon as the same business day*.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
Living in Idaho Falls allows you to enjoy the outdoors, great restaurants, golfing, and visits to the local wineries. You’ll never be without activities to do from visiting the lively waterfalls to a jog along one of the beautiful nature pathways around the town.
Yet, even when living in a fun, small town like Idaho Falls, unexpected expenses can creep in. You may find yourself looking for short-term loan companies in Idaho Falls, Idaho after a ski accident left you with emergency medical bills, or perhaps for an unexpected home repair.
If you find yourself strapped for cash to pay these expenses and are struggling to make ends meet, MoneyKey may be able to help. We offer installment loans in Idaho Falls that may help you cover those unexpected expenses so you’re not stressing over where the money is going to come from. MoneyKey’s online loans in Idaho Falls may help you get back on your feet.
Apply Now or call us at 1-866-255-1668 for more information.
Installment loans in Idaho allow you to borrow between $200 and $2,500. After reviewing your application, you’ll be informed about whether or not you qualify and how much you’re eligible for. You can expect to receive funds as quickly as the day you’re approved*, to make sure you can pay expenses on time.
The maximum annual percentage rate (APR) is 295% and will depend on your specific payment schedule.
If you’re approved for an online installment loan in Idaho Falls, specific loan details will be outlined in your loan agreement.
An online installment loan is meant to be used as a short-term financial solution in case of an emergency and is not intended to help meet long-term financial goals. MoneyKey encourages consumers to use online loans in Idaho Falls responsibly.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
The term of your online loan will span 12 months, and you can expect 11 or 23 scheduled installments based on when you get paid: weekly, bi-weekly, semi-monthly, or monthly. If you are paid on a monthly basis, you will be responsible for 11 installment payments. If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your loan to have 23 scheduled installments.
In this example, the APR is 290.89% for a loan of $550 with an effective date of 02/18/2021, payable in 23 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
|
The cost of your credit as a yearly rate
290.89% |
The dollar amount the credit will cost you
$1,012.83 |
The amount of credit provided to you on your behalf
$550.00 |
The amount you will have paid after you have made all payments as scheduled
$1,562.83 |
| Payment Date | Payment Amount |
|---|---|
| 03/05/2021 | $67.96 |
| 03/19/2021 | $67.96 |
In this example, the APR is 290.41% for a loan of $550, with an effective date of 02/12/2021, payable in 11 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
|
The cost of your credit as a yearly rate
290.41% |
The dollar amount the credit will cost you
$911.59 |
The amount of credit provided to you on your behalf
$550.00 |
The amount you will have paid after you have made all payments as scheduled
$1,461.59 |
| Payment Date | Payment Amount |
|---|---|
| 02/26/2021 | $132.88 |
| 03/30/2021 | $132.87 |
MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance’s website or call (208) 332-8000.
In order to qualify for an online Installment Loan with MoneyKey in Idaho Falls, borrowers must:
Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US Armed Forces and their dependents.
Installment loans for bad credit in Idaho Falls are possible if you meet the listed minimum requirements shown above. You can learn more about qualifying for loans with bad credit by reading our articles.
If approved, MoneyKey may typically deposit funds into your bank account the same business day*.
Applying for an online loan does not require an appointment. To begin the application process for an online loan in Idaho Falls, simply click here. The application is simple and may take only minutes to complete.
If you’re in need of a bit of financial help, both in-person and online loans in Idaho may be able to give you a hand. However, because of their flexibility, online loans can have a number of benefits, like:
Choosing to apply for a loan can be a big decision and MoneyKey is here to support you. If you have questions or need specific information at any time during your application process, please call us at 1-866-255-1668. You can also find more information about the products and services offered through MoneyKey by visiting our general FAQs page.