Online Installment Loan in Idaho Falls

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Online Installment Loans in Idaho Falls

When unexpected expenses or repairs come your way, it can be very stressful. Thankfully, MoneyKey is here and we may be able to support you. We offer Installment Loans in Idaho Falls and throughout Idaho between $150 to $1,000. Installment loans can be a safety net during stressful situations as they may be able to help you pay for emergency expenses when you’re short on savings.

The repayment for a personal Installment Loan in Idaho Falls typically begins following your next payday. The loan term is approximately 10 months. Scheduled payments are in 10 or 20 installments based on how you are paid: weekly, bi-weekly, or semi-monthly.

MoneyKey simplifies the installment loan process with easy-to-apply online installment loans in Idaho Falls. In just a few minutes, you can complete your application, and if you’re approved, you could have your cash as soon as the next business day.

Details of Our Installment Loans in Idaho Falls, ID

Living in Idaho Falls allows you to enjoy the outdoors, great restaurants, golfing, and visits to the local wineries. You’ll never be without activities to do from visiting the lively waterfalls to a jog along one of the beautiful nature pathways around the town.

Yet, even when living in a fun, small town like Idaho Falls, unexpected expenses can creep in. You may find yourself looking for short-term loan companies in Idaho Falls, Idaho after a ski accident left you with emergency medical bills, or perhaps an unexpected home repair.

If you find yourself strapped for cash to pay these expenses and are struggling to make ends meet, MoneyKey may be able to help. We offer installment loans in Idaho Falls that may help you cover those unexpected expenses so you’re not stressing over where the money is going to come from. MoneyKey’s online loans in Idaho Falls may help you get back on your feet.

Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount of Our Idaho Falls Installment Loans

Installment loans in Idaho allow you to borrow between $150 and $1,000. After reviewing your application, you’ll be informed about whether or not you qualify and how much you’re eligible for. You can expect to receive funds as quickly as the day after you’re approved, to make sure you can pay expenses on time.

Cost of Loan

The maximum annual percentage rate (APR) is 505% and will depend on your specific payment schedule.

If you’re approved for an online installment loan in Idaho Falls, specific loan details will be outlined in your loan agreement.

An online installment loan is meant to be used as a short-term financial solution in case of an emergency and is not intended to help meet long-term financial goals. MoneyKey encourages consumers to use online loans in Idaho Falls responsibly.

Term of Installment Loan in Idaho Falls, ID

The term of your online loan will span 10 months, and you can expect 10 or 20 scheduled installments based on when you get paid: weekly, bi-weekly, semi-monthly, or monthly. If you are paid on a monthly basis, you will be responsible for 10 installment payments. If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your loan to have 20 scheduled installments.

Here are some examples:

In this example, the APR is 479.71% for a loan of $500 with an effective date of 01/02/2018, payable in 20 bi-weekly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

479.71%

The dollar amount the credit will cost you

$1,485.47

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,985.47

Payment Schedule

Payment DatePayment Amount
01/19/2018$99.26
02/02/2018$99.25

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In this example, the APR is 476.62% for a loan of $500, with an effective date of 01/02/2018, payable in 10 monthly installments.

 Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
 
The cost of your credit as a yearly rate

476.62%

The dollar amount the credit will cost you

$1,296.67

The amount of credit provided to you on your behalf

$500.00

The amount you will have paid after you have made all payments as scheduled

$1,796.67

Payment Schedule

Payment DatePayment Amount
01/17/2018$179.58
02/21/2018$179.58

View More

Idaho State License

MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance’s website or call (208) 332-8000.

Frequently Asked Questions About Online Loans in Idaho Falls

What are the minimum requirements for an Installment Loan in Idaho Falls, ID?

In order to qualify for an online Installment Loan with MoneyKey in Idaho Falls, borrowers must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Be a resident of Idaho
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

Can I qualify for an Installment Loan in Idaho Falls with a bad credit score?

Installment loans for bad credit in Idaho Falls are possible if you meet the listed minimum requirements shown above. You can learn more about qualifying for loans with bad credit by reading our articles.

When can I expect my funds for my Idaho Falls Installment Loan?

If approved, MoneyKey will typically deposit funds into your bank account as early as the next business day*.

Do I need to make an appointment to apply for an online Installment Loan with MoneyKey?

Applying for an online loan does not require an appointment. To begin the application process for an online loan in Idaho Falls, simply click here. The application is simple and may take only a few minutes to complete.

Learn About Loans in Idaho

Choosing to apply for a loan can be a big decision and MoneyKey is here to support you. If you have questions or need specific information at any time during your application process, please call us at 1-866-255-1668. You can also find more information about the products and services offered through MoneyKey by visiting our general FAQ page.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

* If approved, any requested funds will typically be deposited into your bank account within one (1) to two (2) business days. The date and time funds are made available to you by your bank are subject to your bank's policies.

MoneyKey reserves the right to assess your creditworthiness periodically.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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