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Online Installment Loans in Pocatello
Have you ever been short on cash and ran into an unexpected emergency that needed to be dealt with right away? If so, MoneyKey may be able to help! We offer Installment Loans in Pocatello and throughout Idaho between $200 and $2,000. If you follow your payment schedule, you can pay off this personal Installment Loan in approximately 12 months depending on whether you are paid monthly, weekly, bi-weekly or semi-monthly.
The application for an Installment Loan in Pocatello is simple, and it only takes a few minutes to complete. If you’re approved, you may get the cash you need as soon as the same business day*.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
Why Choose Online Loans from MoneyKey?
Details of Our Installment Loans in Pocatello, ID
Pocatello is the largest city of Bannock County, with an estimated population of 56,226 people. In 2019 Pocatello was ranked fifteenth on Forbes’ list of Best Small Places for Business and Careers, showing high growth year over year, especially compared to 2007 when it was ranked twentieth better place for business and career. This shows the economic development and growth in Pocatello, over the past 12 years.
Home of Idaho State University, Pocatello is home of students from around the world pursuing a high-quality education in more than 250 programs offered by the University. Sports fans will know that the Idaho State Bengals varsity team are members of the NCAA and compete in various sports including football and basketball.
Even with Pocatello’s economic and business growth, it can be hard for some to manage unexpected emergency expenses, such as auto repairs or emergency medical expenses. If you are having a hard time managing these expenses, a MoneyKey Installment Loan in Idaho may be the solution! We offer Pocatello Installment Loans that might be able to help you pay for an emergency that your savings won’t cover.
Apply Now or call us at 1-866-255-1668 for more information.
Loan Amount
$200 to $2,000
Cost of Loan
- Interest will be charged on your Installment Loan with a maximum annual percentage rate (APR) of 295%.
- If you are approved for a loan, specific loan details will be outlined in your loan agreement.
The purpose of this loan is to act as a stop gap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only use this loan in the case of an unexpected emergency.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
Payment Schedule and Term of Loan
The term of your loan will span approximately 12 months.
- You can expect 11 scheduled installments over this period if you get paid monthly.
- If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your loan to include approximately 23 scheduled installments.
Here are some examples:
In this example, the APR is 290.89% for a loan of $550 with an effective date of 02/18/2021, payable in 23 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
290.89% |
The dollar amount the credit will cost you
$1,012.83 |
The amount of credit provided to you on your behalf
$550.00 |
The amount you will have paid after you have made all payments as scheduled
$1,562.83 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 03/05/2021 | $67.96 | |
| 03/19/2021 | $67.96 | |
|
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In this example, the APR is 290.41% for a loan of $550, with an effective date of 02/12/2021, payable in 11 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
290.41% |
The dollar amount the credit will cost you
$911.59 |
The amount of credit provided to you on your behalf
$550.00 |
The amount you will have paid after you have made all payments as scheduled
$1,461.59 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 02/26/2021 | $132.88 | |
| 03/30/2021 | $132.87 | |
|
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State License
MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance’s website or call (208) 332-8000.
Frequently Asked Questions
What are the minimum requirements for an Installment Loan in Pocatello, ID?
In order to qualify for an online Loan with MoneyKey in Pocatello, borrowers must:
- Be at least 18 years old
- Be a US citizen or a permanent resident
- Be a resident of Idaho
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and an active email address
Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US Armed Forces and their dependents.
Can I qualify for an Installment Loan in Pocatello with a bad credit score?
Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.
How long will it take to get a cash advance with a Pocatello Installment Loan?
If you’re approved, your money may be deposited into your bank account the same business day*.
Do I need to make an appointment in order to apply for an online Installment Loan with MoneyKey?
You do not need to make an appointment if you’d like to apply for an online Loan with MoneyKey. To start the application process online you can click here. The application process is simple and may take only a few minutes to complete.
Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and our products by visiting our general FAQs page.