Online Installment Loan in Salt Lake City

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Online Installment Loans in Salt Lake City

Dealing with an emergency expense you haven’t planned for can be difficult, but MoneyKey may be able to help. We offer Installment Loans in Salt Lake City, Utah and throughout the entire state. Our Installment Loans range between $200 and $2,000 to help you handle unforeseen expenses when your emergency savings can’t cover them.

This personal Installment Loan is paid off in either 11 or 23 scheduled installments, depending on whether you are paid monthly, semi-monthly, bi-weekly or weekly. Online installment loans have a predictable payment schedule, which may make paying off your loan more manageable. Read and learn more about the benefits of installment loans and when they can be an effective solution to pay for unexpected and short-term expenses before making a decision about which type of loan to choose.

We make the application process for Salt Lake City loans simple. It only takes a few minutes to complete the application, and if you’re approved, you’ll have the cash you need as soon as the next business day.

Why Choose Online Loans Available Through MoneyKey?

Simple Application

  • It‘s only takes a few minutes to complete the online application.
  • It‘s quicker and simpler than many traditional loan applications.
  • Have internet access? Then you can apply for an online loan through MoneyKey.

Fast and Easy Approval*

  • Verify your information.
  • Your application may be approved in minutes*
  • Our knowledgeable Customer Care agents are here to help you with the application process 7 days a week.

Quick Funding for Emergencies*

  • Get cash fast when you need to tackle an unexpected emergency expense.
  • Get money the next business day if you‘re approved*.
  • A fast and simple way to get the cash you need, when you need it.
Excellent  stars

Details of Our Installment Loans in Salt Lake City, UT

Sitting along the Wasatch Mountains in Utah, Salt Lake City occupies one of the many vibrant natural scenes in the country. This area is home to five national parks and is a popular destination for skiers.

Because of this, many residents and tourists alike take full advantage of the surrounding nature, with skiing being one of the central activities at their disposal.

This is reflected in the numbers, as Utah saw a total of 5.1 million visits by skiers in the winter of 2018-19. Of course, with activities like skiing, a risk of injury is present. Unfortunately, not everyone has the necessary savings to tackle an unforeseen medical bill.

Luckily, if you’re faced with a medical bill and you don’t have the emergency funds to handle it, a MoneyKey Installment Loan in Salt Lake City, Utah may be able to help!

If you’re looking to apply for a Salt Lake City Installment Loan, click here or call us at 1-866-255-1668 for more information.

Loan Amount of Our Installment Loan in Salt Lake City

As a payday loan alternative, Installment Loans in Salt Lake City with MoneyKey allow you to borrow between $200 and $2,000. After reviewing your application, we will let you know how much you are eligible for. After approval, you can expect to receive funds by the next business day.

Cost of Salt Lake City Installment Loans

Interest will be charged on your Installment Lon, with a maximum annual percentage rate (APR) of 295%.

The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.

Payment Schedule and Length of Loan

The length of your Installment Loan in Utah will span approximately 12 months.

  • You can expect 11 scheduled installments over that time period if you get paid monthly.
  • If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your term to include 23 scheduled installments.

Here are some examples:

In this example, the APR is 291.19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments.
  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

291.19%
The dollar amount the credit will cost you

$1,820.88
The amount of credit provided to you on your behalf

$1,000.00
The amount you will have paid after you have made all payments as scheduled

$2,820.88

Payment Schedule

Payment Date Payment Amount
08/27/2020 $122.68
09/10/2020 $122.68

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In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.
  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
 
The cost of your credit as a yearly rate

291.89%
The dollar amount the credit will cost you

$1,627.56
The amount of credit provided to you on your behalf.

$1,000.00
The amount you will have paid after you have made all payments as scheduled

$2,627.56

Payment Schedule

Payment Date Payment Amount
10/02/2020 $238.79
11/04/2020 $238.78

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Online Installment Loans in Salt Lake City are Not Intended to Meet Long-Term Financial Needs

At MoneyKey, we strongly urge you to use this form of credit only as a stopgap to cover unexpected expenses. It is not intended to help you meet long-term financial needs or those that require a large loan amount.

State Licensed Direct Lender in Utah

MoneyKey is a state-licensed direct lender in Utah. Loans are funded by MoneyKey – UT, Inc. and governed by all applicable laws.

Click below to view the Utah Consumer Credit Notification.

Utah-state-license
 

Frequently Asked Questions

  • What are the minimum requirements to qualify for an Online Installment Loan in Salt Lake City, UT?

    In order to qualify for an online Loan with MoneyKey in Salt Lake City, borrowers must:

    • Be at least 18 years old
    • Be a US citizen or a permanent resident
    • Be a resident of Utah
    • Have an active bank account
    • Have a regular source of income
    • Have a valid contact number and an active email address

    Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

  • Can I qualify for an Installment Loan in Salk Lake City with a bad credit score?

    Yes, you may. If you meet the minimum requirements, you may be able to qualify for a Salt Lake City Installment Loan through MoneyKey. To learn more, read our article about how to qualify for an installment loan even with poor credit.

  • How long will it take to get a cash advance with a Salt Lake City Installment Loan?

    For details on specific funding cut-off times, visit MoneyKey’s FAQs here.

  • Do I need to make an appointment to apply for an online Installment Loan through MoneyKey?

    No appointment is required to apply for an online loan through MoneyKey. You can start the online application process by clicking here. The process is simple, and the application may take only a few minutes to complete.

  • Learn About Cash Loan Services in Salt Lake City, UT

    When you’re in a tricky spot with your finances, applying for a personal Installment Loan in Utah is a big decision. At MoneyKey, we may be able to help. If you need any more information or guidance throughout this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about MoneyKey and our products and/or services by visiting our general FAQs page.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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