Line of Credit in Nashville

Apply Today

Online Line of Credit in Nashville

Do you wish you could have money on standby in case you’re hit by an unexpected expense that you can’t afford? MoneyKey may be able to help. With our Line of Credit in Nashville, you can get access to a Line of Credit with a credit limit between $200 to $2,000. A Line of Credit can be a useful type of personal loan in Nashville, TN, because you can withdraw as much money as you need up to your credit limit, and you’ll only have to pay interest charges on the amount you use.

The process of applying for a Line of Credit in Nashville is simple. It’ll just take you a few quick minutes to complete the application, and if you’re approved, you’ll have the cash you need as soon as the same business day after you request a draw*.

Details of Our Line of Credit in Nashville, TN

The nickname of Music City is well-earned for Nashville. The home of country music is famous for the Grand Ole Opry, the Country Music Hall of Fame and Museum, and the Ryman Auditorium – but music is only one part of this vibrant city.

It’s also a large center for health care. With this being a top industry in Nashville, many of its residents may know how financially crippling it can be to run into an unexpected medical expense you can’t afford.

Luckily, if you’re faced with a medical bill and you don’t have the emergency funds to handle it, a Line of Credit in Tennessee with MoneyKey may be the safety net you need to tackle this expense!

If you’re looking for a Line of Credit in Nashville, apply now or call us at 1-866-255-1668 for more information.

Line of Credit Amount in Nashville

With a Nashville Line of Credit, you can borrow between $200 and $2000. After reviewing your application and if approved, we’ll let you know what your credit limit is so you can plan for how much you want to draw. Your funds may be available to you as soon as the same business day*.

Making a Draw

  • Withdraw available funds all at once, or in smaller amounts as needed
  • Funds are typically deposited into your account the same business day after requesting a draw*

Your Minimum Payment

Making a Payment on Your Nashville Line of Credit

The Cost of Your Line of Credit

  • The interest charges you will pay on your MoneyKey Line of Credit in Nashville is made up of two charges:
Interest Charge Daily Rate Annual Percentage Rate (APR)
Interest 0.06575% 24.0%
Customary Fee 0.70000% 255.5%
Total 0.76575% 279.5%
  • The interest charges shown above will be calculated based on the Average Daily Principal Balance. This means that you’re charged interest at the daily rate for each day of your Billing Cycle
  • You will only be charged interest on the amount of money you use, not on your total available credit limit.

A Line of Credit in Nashville is Not Intended for Long-Term Financial Needs

Online lines of credit are not intended to meet long-term financial needs. Nashville Lines of Credit are best for emergency expenses like medical bills, car repairs, or unexpected home costs. MoneyKey’s online line of credit loans have limits up to $2,000. Whatever amount you have been approved for is the maximum that you can withdraw from your account.

Tennessee State License for Line of Credit

MoneyKey – TN, Inc. is a Flexible Credit company licensed by the State of Tennessee, Department of Financial Institutions. The Line of Credit is funded by MoneyKey – TN, Inc. and governed by all applicable laws.

Please click on the photo below to view our Tennessee License.

Tennessee state license

Frequently Asked Questions

  • What are the minimum requirements for a Line of Credit in Nashville, TN?

    In order to qualify for an online Loan with MoneyKey in Nashville, borrowers must:

    • Be at least 18 years old
    • Be a US citizen or a permanent resident
    • Be a resident of Tennessee
    • Have an active bank account
    • Have a regular source of income
    • Have a valid contact number and an active email address

    Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

  • Can I qualify for a Line of Credit in Nashville with a bad credit score?

    Yes, you may. If you meet the minimum requirements, you may qualify for a Nashville Line of Credit with MoneyKey. To learn more about some of the benefits of opening a line of credit, take a look at this article.

  • How long will I have to wait for a cash advance with a Line of Credit in Nashville?

    Once you’re approved and you request a draw, your funds will typically be deposited into your bank account as soon as the same business day*.

  • Will I need to make an appointment to apply for a Nashville Line of Credit with MoneyKey?

    To apply for a personal loan in Nashville, or an online Line of Credit with MoneyKey, no appointment will be necessary. Just start the application process by clicking here. The application is simple and may take only a few minutes to complete.

Explore Your Loan Options in Tennessee

When you’re in a sticky financial situation, applying for an online loan or a line of credit is a big decision. If you’re looking for more guidance or information, don’t hesitate to contact our Customer Care team at 1-866-255-1668. You can also find more information about MoneyKey, Rates & Terms in Nashville, and other states by clicking here.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

As you move through your credit journey, your account may become eligible for reduced charges and/or increased credit limits/loan amounts based on good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility.

Depending on your state of residence, applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.