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Are You a Key Thinker?


We are celebrating academic achievement by awarding $1,000 to the winners of the Key Thinkers Scholarship!
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The Key Thinkers Scholarship (“Scholarship”) awards academically qualified students with a $1,000 USD Scholarship to one (1) eligible recipient (“Recipient”) twice a year (coinciding with the application and academic term schedule below). There will be a total of two (2) Recipients of the Scholarship per academic year. The sponsor (“MoneyKey”) offers the Scholarship to post-secondary students who demonstrate outstanding academic achievement. This is an opportunity for students to be a voice in the growing conversation about financial responsibility.

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To be eligible for the Scholarship, the student applying must:

  • Be at least 18 years of age.
  • Be a US citizen or Permanent Resident.
  • Be enrolled as a full-time student at a post-secondary institution, including an accredited college, university, or trade school, in the United States.
  • Possess a cumulative GPA of at least 3.0 (open to incoming post-secondary students).

Application Schedule:

Academic TermApplication deadline
FallSeptember 30, 2020*
SpringMarch 31, 2021

*If you applied for the scholarship between January – June 2020, your application will be considered for the upcoming Fall academic term.

For additional questions, please email us at

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Please fill in your details below:
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Key Thinkers Scholarship applicants shall submit an essay responding to the following question:

What does financial responsibility mean to you and what steps should students take to plan their budget?

Please note:

  1. The essay must be in English.
  2. The essay must be a minimum of 500 words and a maximum of 750 words.
  3. The essay content must be original and not infringe on any third-party rights, including but not limited to, copyright or trademarks.
  4. The essay submission must not contain any foul or hateful language.

Please read our Terms and Conditions carefully.

By clicking submit, I agree to be fully and unconditionally bound by the Key Thinkers Scholarship Terms and Conditions. I represent and warrant that I meet the eligibility requirements. By applying for the Scholarship, I agree to allow MoneyKey to use my essay in any media, including the Internet, for any purpose whatsoever.*

About MoneyKey:

MoneyKey offers a range of personal financial products including Installment Loans, Lines of Credit and Payday Loans via a safe and secure online platform. We also offer credit services for unaffiliated third-party lenders in certain states▴. MoneyKey is a member of the Online Lender’s Alliance (OLA). MoneyKey only provides services in states where we have authority to operate as an online direct lender (state licensed lender), credit services organization (CSO) or credit access business (CAB).

In the state of Texas, MoneyKey is licensed as a CAB/CSO.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds will typically be deposited into your bank account by the next business day (or the same business day depending on the credit product). Timing of funding varies by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.