Handling an unexpected cost can be stressful, but the best step you can take is to have a plan in place. Building an emergency fund is a smart move, but sometimes life throws expenses at you that go beyond what you’ve saved. That’s when having another option can make a difference.
If you need financial support, an online personal loan could help. With a CC Flow Line of Credit in Texas, you may be able to qualify for a line of credit with a credit limit ranging between $250 to $3,500.
Even if you’ve never borrowed money online before, the process is designed to be simple. Applying for this Texas Line of Credit is fast and easy, with clear terms outlined in your credit agreement. If you’re approved, you may even be able to receive funds from CC Flow into your bank account the same business day you make a draw*!
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah. CC Flow maintains control over loan origination, underwriting approvals, and regulatory and compliance oversight management. The CC Flow Line of Credit is available through MoneyKey, an authorized servicer.
Unexpected costs can look different for everyone, but some of the more common ones include car repairs, household fixes, or medical expenses. In an emergency situation, a line of credit could help you handle them. Here are some key things to know about a CC Flow Line of Credit.
If approved, your credit limit will range between $250 and $3,500.
If you’re in need of funds, you can withdraw however much money you need from your available credit, as long as your account remains in good standing, and you otherwise meet any criteria required to request draws from your account. This could be all the funds you have available to you in that moment, or you could draw funds in smaller amounts.
If you have an Outstanding Balance, you will need to make Minimum Payments. Each Minimum Payment includes:
You can make additional payments on your Line of Credit. Log into your secure account to make a payment online. Contact a friendly Customer Care agent at 1-866-255-1668 if you have any questions.
For further details, visit the CC Flow Cost of Credit page.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah. Requests for the CC Flow Line of Credit can be submitted through the MoneyKey website.
In order to request a CC Flow Line of Credit, you must:
Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
No appointment is required to apply for a CC Flow Line of Credit. If you’d like to submit a request, simply click here to get started. Submitting a request for this Line of Credit in Texas online is easy and only takes a few minutes to complete◆.
If you’d like more information on this process, you can call us at 1-866-255-1668 and someone from the Customer Care team will be happy to help you.
Yes, you can. Paying more than the minimum amount due can help you reduce your balance faster, increase your available credit, and lower your charges. You can make extra payments by logging into your secure online account or calling 1-866-255-1668.
The application process for a CC Flow Line of Credit in Texas is designed to be fast. In minutes, you can submit your request, and if approved, you may be able to request a draw and have the money deposited from CC Flow as soon as the same business day*. You can take a look at the general FAQs section to learn more about the specific details regarding funding times.
If you’re searching for a personal line of credit to help with an urgent expense, a CC Flow Line of Credit could be the answer. There’s no need to travel anywhere — you can submit your request online 24/7 from anywhere with internet access. That means no waiting on business hours or commuting to a storefront.
If your payments are being reported to a credit bureau and you’ve been able to make them all in a timely manner over a relatively long period, you may be able to impact your credit history. However, missing payments or making late payments on your line of credit or personal loan may have a negative impact on your credit score.
No, this is different from a payday loan. Payday loans are short-term loans that must typically be repaid in full by your next pay date.
A line of credit works differently. You won’t need to pay back the full borrowed amount by your next paycheck. Instead, if you have a balance, you’ll need to make at least the minimum payment each billing cycle to keep your account in good standing. Making additional payments beyond the minimum payment can help reduce your balance.
A line of credit is a type of revolving credit, which gives you access to a credit limit you can draw from as needed, up to your available credit.
You only pay charges on the funds you use. If you carry a balance, you must make at least the minimum payment each billing cycle to maintain your account. You can continue to draw from your available credit as long as your account remains in good standing.
By contrast, payday and installment loans work differently. A payday loan provides a lump sum that typically must be repaid in full by your next pay date. An installment loan gives you a lump sum as well, but repayment is spread out over a set number of scheduled payments.
