Handling surprise expenses can feel overwhelming, especially when they show up without warning. While setting aside money for emergencies is a great goal, some situations can cost more than what you’ve been able to save. In those moments, having another financial option may help ease the pressure.
If you’re looking for financial support, an online personal loan could help. With a CC Flow Line of Credit in South Carolina, you may be eligible for a line of credit with a credit limit ranging between $250 and $3,500.
Even if applying online is new to you, the experience is built to be straightforward. Requesting a South Carolina Line of Credit is quick, with clear terms outlined in your credit agreement. If approved, you could even access funds from CC Flow and have them deposited into your bank account as soon as the same business day you request a draw*.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah. CC Flow maintains control over loan origination, underwriting approvals, and regulatory and compliance oversight management. The CC Flow Line of Credit is available through MoneyKey, an authorized servicer.
Unexpected costs can look different for everyone, but some of the more common ones include car repairs, household fixes, or medical expenses. In an emergency situation, a line of credit could help you handle them. Here are some key things to know about a CC Flow Line of Credit.
If approved, your credit limit will range between $250 and $3,500.
If you’re in need of funds, you can withdraw however much money you need from your available credit, as long as your account remains in good standing, and you otherwise meet any criteria required to request draws from your account. This could be all the funds you have available to you in that moment, or you could draw funds in smaller amounts.
If you have an Outstanding Principal Balance, you will need to make Minimum Payments. Each Minimum Payment includes:
You can make additional payments on your Line of Credit. Log into your secure account to make a payment online. Contact our friendly Customer Care agents at 1-866-255-1668 if you have any questions.
For further details, visit the CC Flow Cost of Credit page.
Click below to view the relevant disclosures.
 South Carolina Consumer Rights and Responsibilities |
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah. Requests for the CC Flow Line of Credit can be submitted through the MoneyKey website.
In order to request a CC Flow Line of Credit, you must:
Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
No appointment is needed to apply for a CC Flow Line of Credit. To submit a request, just click here to start. The online request process for this South Carolina Line of Credit is simple and typically takes just minutes to complete◆.
If you have questions or would like help along the way, you can call us at 1-866-255-1668 and someone from the Customer Care team will be happy to help you.
Yes. Paying more than the minimum amount due can help lower your outstanding balance sooner, increase your available credit, and reduce overall charges. You can make extra payments by logging into your secure online account or calling 1-866-255-1668.
The application process for a CC Flow Line of Credit in South Carolina is built to move quickly. You can submit your request in minutes, and if approved, you may be able to request a draw and receive funds from CC Flow as soon as the same business day*. You can take a look at the general FAQs section to learn more about the specific details regarding funding times.
If you’re looking for a personal line of credit to cover an urgent expense, a CC Flow Line of Credit could be a helpful option. There’s no need to visit a physical location — you can submit your request online anytime, day or night, from anywhere with internet access. This means no commuting, no waiting rooms, and no restrictions based on store hours.
If your payments are reported to a credit bureau and you make them on time over an extended period, your credit history may be impacted. On the other hand, late or missed payments on a line of credit or personal loan may have a negative effect on your credit score.
No, this is not a payday loan. Payday loans are typically short-term, and you’ll generally need to repay them by your next pay date.
A line of credit works differently. You won’t need to pay back the full borrowed amount by your next pay date. Instead, if you have a balance, you’ll need to make at least the minimum payment each billing cycle to keep your account in good standing. Making additional payments beyond the minimum payment can help reduce your balance.
A line of credit is a form of revolving credit, which allows you to access funds as needed up to your available credit limit.
You’re only charged on the amount you borrow. If you carry a balance, you’ll need to make at least the minimum payment each billing cycle to maintain your account, and you can continue to draw from your available credit as long as your account remains in good standing.
Payday and installment loans work differently. A payday loan provides a single lump sum that usually must be repaid in full by your next pay date. An installment loan also provides a lump sum, but repayment happens over a fixed schedule with set payments.
