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Cash Advance Loans Online

What is a Cash Advance Loan?

A MoneyKey cash advance loan – like an installment loan or payday loan – is a short-term, small-dollar loan that has a simplified application, approval, and funding process. In a situation where you need cash immediately to cover the cost of an unexpected emergency expense, a personal loan may be an effective solution. MoneyKey cash advance loans may have less strict application requirements and approval criteria than some traditional bank loans, which means they may be a great option for individuals with poor credit. However, like other short-term personal loans, a cash advance loan may come with a high interest rate and typically must be paid back within a short period of time – sometimes within 30 days. As a result, a cash advance is sometimes intended to be a short-term solution and we urge you to practice responsible borrowing.

When to Consider a Cash Advance Loan

Cash advance loans may sometimes be high cost, short-term solutions to financial problems. For unexpected or one-time emergency expenses, you may want to consider a cash advance loan. Here are four examples of situations where an online cash advance loan may be an effective solution:

  • Medical emergency
  • Automobile repair
  • Emergency home repair
  • Unexpected funeral costs

MoneyKey Cash Advance Loan Online Requirements

Applying for a MoneyKey cash advance loan is a simple and quick process. If approved, you may receive your funds as early as the next business day. Review the requirements for a cash advance loan and then complete your application today. You must:

  • Be of legal age to contract in your state
  • Be a US citizen or Permanent Resident
  • Reside in the state in which the product is offered
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address

Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US armed forces and their dependents.

For more information about online cash advance loans or questions about loan terms and financing options, contact our friendly Customer Care team.


Are there any direct lenders that offer cash advance loans online for people with poor credit?

If you have poor credit, personal loans online from direct lenders may be what you need to get through an emergency financial situation when your savings won’t cover it. Some lenders will approve a loan if you meet their criteria, including:

  • A regular source of income
  • An active bank account
  • Valid contact details

Is working with a direct lender the right option for me?

When you borrow from a direct lender, such as MoneyKey, the process of applying for a personal loan may be simple, quick, and safe. Your personal information will be protected, and the process of applying is typically straightforward.

Another benefit of working with a direct lender like MoneyKey is the quick application process. At MoneyKey, we understand the importance of speed when you’re dealing with an unexpected emergency expense. That’s why it only takes a few minutes to submit our online application, which is available for you to fill out 24 hours a day, 7 days a week. If approved, you may receive your funds as soon as the next business day.

Why choose cash advance loans online with MoneyKey?

MoneyKey has served more than 200,000 customers since 2011. There are several benefits in choosing us for cash advance loans online:

  • Our exceptional Customer Care representatives are available by phoneemail or online chat.
  • Our Customer Care team is here for you 7 days a week, including most holidays.
  • With our mobile app, you can apply for a loan and access your account on the go.
  • We protect your information in accordance with industry standards.

We encourage you to use our products and services responsibly.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary.

* If your loan is approved before 9:00 PM ET from Monday through Thursday, or before 6:30 PM ET Sunday, the funds will typically be deposited into your bank account the next business day, otherwise, your funds will be deposited into your bank account in two (2) business days. The date and time funds are made available to you are subject to your bank's policies.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO and/or CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.