Cash Advance

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What is a Cash Advance & How can you benefit from it?

A Cash Advance is a short-term, small-dollar loan, that has a simplified application, approval, and funding process. If you're experiencing a shortage of funds or have an unexpected expense and need cash quickly, an online cash advance may be right for you when other loan options are not available. Cash advances generally feature higher interest rates or fees than traditional bank loans, but they also feature fast approval and quick funding. Cash Advances are designed to be a short-term solution and should be used responsibly.

Types of online Cash Advances MoneyKey offers:

Payday Loan

A payday loan is a good cash advance option if you are looking to cover your expenses until your next payday. MoneyKey offers or arranges payday loans for $255 in California to new customers and up to $1000 in Ohio for returning customers. The terms and rates varies by state. Click below to view rates for your state. View Rates:

California Ohio
personal-loans
installment-loans

Installment Loan

A MoneyKey installment Loan is not a conventional cash advance, but can be used if you're in need of cash quickly. An Installment Loan allows you to repay your loan in smaller scheduled installments. MoneyKey currently offers and arranges small dollar installment loans from $200 to $2,600. The highest & lowest cash advance that may be available to you varies by state. Review the loan amount & rates before starting your application. View Rates:

Alabama California Delaware Illinois Mississippi New Mexico Ohio Texas Utah

Line of Credit

Although a Line of Credit may not be the first thing that comes to mind when you want a cash advance, a MoneyKey personal Line of Credit can be a fast and convenient way to get quick access to a cash advance when you need it. You only need to apply for a Line of Credit once and, if approved, you are free to advance any amount up to your available credit limit as you see fit. You will only pay interest and/or fees on the amount of cash that you advance. MoneyKey offers personal line of credit cash advances in Kansas and Missouri. Review your state's rates before starting your application. View Rates:

Kansas Missouri
line-of-credit

Am I Eligible for a MoneyKey Cash Advance?

To qualify for a MoneyKey online cash advance, you must:

  • Be 18 years of age or older
  • Be a US citizen or Permanent Resident
  • Reside in the state in which the product is offered
  • Have an active bank account
  • Have a regular source of income
  • Have a valid contact number and an active email address.

If you think you are eligible to apply for an online cash advance, fill out an easy application and get a fast decision on your application. If you are approved, you may receive your cash advance in as soon as one business day.

3 Days Cancellation of your Cash Advance

At MoneyKey, our customers matter the most! If you have changed your mind about the cash advance or have arranged the cash you need from somewhere else, you can cancel your online cash advance at no charge. To cancel your cash advance, just contact our Customer Care team and return the full amount borrowed within 3 business days to avoid applicable interest and/or fees.

How to repay your Cash Advance?

It is important to utilize your online cash advance responsibly and pay back on time to maintain a good standing account. Depending on your cash advance type, you will repay your advance in full, in installments or in regular minimum payments on your scheduled due dates as set out in your loan agreement. You can also pay back your online cash advance earlier than the scheduled due dates and there is no penalty to do so. To make sure you have sufficient funds in your account, MoneyKey will send you payment reminders through email & phone prior to your due date.

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