Installment Loans in Delaware

Apply Today

Online Installment Loans in Delaware

Are you looking for installment loans in Delaware from a reliable lender? You’ve come to the right place. An installment loan is a short-term loan with payments that are spread out over time. If you have bad credit, you may still qualify for an Installment Loan in Delaware. MoneyKey Delaware Installment Loans can help you pay for those unexpected expenses that pop up from time to time.

We make you our top priority with our fast and easy application process – some loans are approved in minutes. If you’re approved, we’ll typically deposit the money into your bank account by the next business day*.

Customer service is just one of the many considerations when searching for personal loan companies in Delaware. In addition to our secure online platform, we have a friendly and knowledgeable Customer Care team offering outstanding service. You can call us 7 days a week; our agents are available to answer any loan-related questions you may have.


Loan Amount: $200 to $2,000

Loan Type: Installment Loan

Loan Term: ~12 months

Funding: 1 business day*

Pre-Payment Available: Yes

How It Works

1. Submit Your Application

2. Get Approved

3. Get Money The Next Business Day*

Excellent  stars

Delaware Installment Loan Details

Loan Amount

You can borrow between $200 and $2,000 for Delaware Installment Loans. After we review your application, we’ll let you know how much you may qualify for.

Cost of Loan

Interest will be charged on your MoneyKey Delaware Installment Loan, with a maximum annual percentage rate (APR) of 295%.

The APR repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.

A Delaware Installment Loan is an expensive form of credit and is not intended to meet long-term financial needs. MoneyKey urges you to use this product responsibly.

Term of Loan

Your loan payments typically start on your next pay date and the loan term will be approximately 12 months. If you are paid monthly, you’ll have 11 scheduled installments. If you are paid weekly, bi-weekly, or semi-monthly, you’ll have 23 scheduled installments.

Here are some examples:

In this example, the APR is 291.19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments.

  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate


The dollar amount the credit will cost you


The amount of credit provided to you on your behalf


The amount you will have paid after you have made all payments as scheduled


Payment Schedule

Payment Date Payment Amount

View More

In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.

  Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate


The dollar amount the credit will cost you


The amount of credit provided to you on your behalf


The amount you will have paid after you have made all payments as scheduled


Payment Schedule

Payment Date Payment Amount
10/02/2020 $238.79
11/04/2020 $238.78

View More

State License

MoneyKey is a direct lender in Delaware, licensed as a Chapter 22 Licensed Lender. Loans are funded by MoneyKey – DE, Inc. and governed by all applicable laws. For more information on the license status of MoneyKey – DE, Inc., please visit the Delaware State Bank Commissioner’s website or call the Delaware State Bank Commissioner at 1-302-739-4235.

Online Installment Loans in Delaware: Frequently Asked Questions

  • How do I qualify for a loan?

    To qualify for an Installment Loan in Delaware, you must:

    • Be at least 18 years old
    • Be a US citizen or a permanent resident
    • Be a resident of Delaware
    • Have an active bank account
    • Have a regular source of income
    • Have a valid contact number and an active email address

    Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

  • Is this a payday loan?

    No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. This is an installment loan, which is different because unlike a payday loan, no lump-sum payment is required. With an Installment Loan in Delaware, you pay back the loan in installments to the personal loan company in Delaware over time until it is paid off.

  • How long will it take to get funds?

    For details on specific funding cut-off times, visit MoneyKey’s FAQs here.

  • Can I pay my loan off early?

    Yes, of course. There’s no penalty to pay off your Installment Loan earlier than scheduled. In fact, MoneyKey encourages you to pay off your loan as soon as possible, as paying off your loan early may reduce the total cost of your loan. If you’d like to make an early payment, or a larger payment to pay down more of your principal, you can call us 7 days a week at 1-866-255-1668 or email

  • I don’t live in Delaware, can I still apply for an online Installment Loan?

    You need to be a resident of Delaware to be eligible for a Delaware Installment Loan. It doesn’t matter if you live in the state capital of Dover, in cities like Wilmington or Newark, or a town like Middletown – you can easily apply online or over the phone.

    If you live in another state, please check our rates page to see if other online loans such as Installment Loans or Lines of Credit are available in the state that you currently live in.

Have more questions? Please refer to our general FAQs page or contact our Customer Care team at 1-866-255-1668.

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.