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Has an unexpected bill gotten you down? MoneyKey is here to help. Our $2,600 Installment Loans in San Diego can help you cover unforeseen expenses without delay. Pay off your personal Installment Loan in 18 or 36 scheduled installments depending on whether you are paid monthly or non-monthly.
Our online application for Installment Loans in San Diego is simple. It takes just a few minutes to complete, and if you’re approved, you’ll have the cash you need as soon as the next business day*.
Why Choose Online Loans from MoneyKey?
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based on 1,800+ reviews 
Details of Our Installment Loans in San Diego
San Diego ranks as one of the most expensive cities for renters with one of the lowest homeownership rates for low-income families. The rising cost of living in San Diego is one of the reasons why the Bureau of Labor Statistics names it the 4th most expensive city in the U.S.
If your money is tied up covering your housing costs, you may not have the savings to pay for an unexpected bill or repair depending on your financial situation.
Luckily, a California Installment Loan can help in an emergency! We offer San Diego Installment Loans that may be ideal for when you’re low on funds.
Loan Amount of Our Installment Loan in San Diego
- $2,600
Annual Percentage Rate (APR) or Interest Rates
- The maximum APR would be 212%
- Specific loan details can be found in your loan agreement
- MoneyKey urges you to use this product as a stopgap to cover unexpected and essential expenses, not to meet long-term financial needs
Payment Schedule and Length of Loan
- You can expect 18 scheduled installments if you get paid monthly
- If you’re paid weekly, bi-weekly, or semi-monthly, you can expect your term to include 36 scheduled installments
Here are some examples:
In this example, the APR is 208.42% for a loan of $2,600 with an effective date of 02/10/2017. This is based on a loan payable in 36 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
208.42% |
The dollar amount the credit will cost you
$5,402.29 |
The amount of credit provided to you on your behalf
$2,600.00 |
The amount you will have paid after you have made all payments as scheduled
$8,002.29 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 02/24/2017 | $222.26 | |
| 03/10/2017 | $222.26 | |
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In this example, the APR is 209.64% for a loan of $2,600 with an effective date of 02/16/2017. This is based on a loan payable in 18 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments | |
|---|---|---|---|---|
|
The cost of your credit as a yearly rate
209.64% |
The dollar amount the credit will cost you
$5,393.97 |
The amount of credit provided to you on your behalf
$2,600.00 |
The amount you will have paid after you have made all payments as scheduled
$7,993.97 |
Payment Schedule
| Payment Date | Payment Amount | |
|---|---|---|
| 03/03/2017 | $444.08 | |
| 04/03/2017 | $444.07 | |
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State Licensed Direct Lender
MoneyKey is a state-licensed direct lender in California. Loans are made pursuant to Department of Business Oversight California Finance Lenders Law License No. 60DBO43590. Loans are funded by MoneyKey – CA, Inc. and governed by all applicable laws.
Frequently Asked Questions
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What are the minimum requirements for an Installment Loan in San Diego, CA?
In order to qualify for an online loan with MoneyKey in San Diego, borrowers must:
- Be at least 18 years old
- Be a US citizen or a permanent resident
- Be a resident of California
- Have an active bank account
- Have a regular source of income
- Have a valid contact number and an active email address
As it currently stands, MoneyKey does not offer loans with rates that allow us to provide personal loans to members of the U.S. armed forces or their dependents.
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Can I qualify for a San Diego Installment Loan with a bad credit score?
You can. Your credit history is not the only factor we evaluate. As long as you meet the previously listed criteria, you will have the opportunity to qualify for a personal Installment Loan with MoneyKey.
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How long will it take to get a cash advance with an Installment Loan in San Diego?
If approved, your funds will be deposited into your bank account and you can receive them as soon as the next business day.
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Do I need an appointment in order to apply for an online installment loan with MoneyKey?
With an online loan, no appointment will be needed. Simply start the application process here, or if you prefer to speak to someone, you can apply with one of our Customer Care agents over the phone by calling 1-866-255-1668. Regardless of your preferred method of application, the process is quick and can typically be completed in minutes.
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In the case of an emergency, what are other personal loans options in San Diego?
As a state licensed direct lender in California, MoneyKey also provides Payday Loans in San Diego. A Payday Loan is a short-term loan with a single payment due by your next payday, while an Installment Loan has multiple payments spread ut over time.
Taking out a loan when you’re in a tough financial situation is a big decision. Don’t hesitate to reach out to our Customer Care team at 1-866-255-1668 for additional guidance. You can also find more information about us and our products by visiting our general FAQ page.