MoneyKey Blog

Finance & Budgeting Tips

5 Lending Alternatives to Mainstream Banks

March 28, 2019 by Emma Gordon

What would you do if you needed a little help covering an unexpected bill? Some people would take a trip to their local bank branch

Furlough Vs. Layoff: How to Handle Unpaid Time off

March 27, 2019 by Emma Gordon

man wondering what the difference is between a furlough vs layoff

You’ve probably heard of living paycheck to paycheck, but what about living no-paycheck to no-paycheck? For 35 days, that’s exactly what thousands of government employees

Is a Payday Loan Right for You?

July 12, 2017 by Kya Thompson

Hand holding a miniature shopping cart full of money

Payday Loans, also known payday advances or cash advance loans, are unsecured small-dollar short-term loans known for their simple applications, fast approval, and quick funding.

6 Do’s and Don’ts of Short-Term Loans

March 15, 2017 by MoneyKey

Short-term loans, also known as cash advances, can be a quick and simple way to get access to funds on short notice. Millions of Americans

Guide to Applying for an Online Loan

February 7, 2017 by Kya Thompson

Woman applying for online loan on her iPad

If you’re in need of funds, going to your bank or another financial institution may not be the quickest or easiest route. As a result,

3 Things You Need to Know About Installment Loans

November 3, 2016 by Kya Thompson

Small dollar installment loans are useful for someone who needs cash quickly to cover an unexpected expense. An installment loan allows you to repay your

5 Things Everyone Should Know About Online Installment Loans

May 5, 2016 by MoneyKey

An illustration showing money falling from a tree

One of the fundamental differences between how business was done in the past compared to today is the prevalent use of the Internet. Businesses now

Advantages of Applying for an Online Loan

April 13, 2016 by MoneyKey

In the past, when people considered applying for a loan, an online loan definitely would not have been top of mind. Instead, they thought about approaching

Credit Score 101: What you need to know

October 5, 2015 by MoneyKey

Close up image of a hand holding a credit card

Who looks at a Credit Score? Many people don’t realize that their credit score is frequently reviewed by mortgage providers, landlords, car dealerships, and sometimes

What is a Personal Line Of Credit?

June 3, 2015 by MoneyKey

Woman checking her smartphone while applying for installment loan online

When you need quick cash there are many options available. Traditional methods include going to a bank and applying for a loan, using credit cards

We’ve helped over 400,000+ customers.Let us help you!

Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds will typically be deposited into your bank account by the next business day (or the same business day depending on the credit product). Timing of funding varies by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Flow will be responsible for underwriting, approving and funding the CC Flow Line of Credit. The CC Flow Line of Credit is available through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Business Oversight pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on TrustPilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.

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